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Free Medical Alert Systems For Seniors
Medical alert systems empower seniors to stay safe and independent in their homes. However, high fees can deter seniors from getting the help they need.

Fortunately, there are some ways to reduce the cost of a medical alert system. Check with your local Area Agency on Aging or long-term care insurance providers for options that may cover these devices.
1. Look for Manufacturer’s Discounts

As many seniors rely on fixed incomes, affordable pricing is an important factor for medical alert device selection. While prices vary, a reputable provider will typically offer a variety of discounts and special deals throughout the year. Look for bundled packages, special offers for veterans or new customers, and yearly subscription plans to help you save.

You can also try to reduce the cost of your device by purchasing one with fewer features. For example, a basic home medical alert system may be enough to keep you safe in most situations. However, if you’re an active senior who often leaves the house, consider a mobile option with GPS tracking that allows your loved ones to find you.

Private health insurance may cover medical alert devices, as well. Check with your insurer to learn more about the coverage you can expect. Medicare Part C – or Medicare Advantage – plans, which are essentially a bundled alternative to traditional Medicare, sometimes cover medical alert systems in full or in part. Medicaid is another insurance policy that can cover the cost of a device, though each state has different rules and regulations about what services are covered.

Long-term care insurance also often covers the cost of medical alert systems, since they’re considered durable medical equipment. This is an excellent option for seniors who want to ensure that they can receive the care they need in an emergency, without worrying about financial barriers.
2. Look for Discounts Throughout the Year

If you're a senior and have a medical alert system, it's important to know that you can usually get discounts throughout the year. Whether it's on the equipment itself, the monthly service fee or additional accessories, there are often discounts available to keep your costs low.

The best place to start when trying to find discounts on a medical alert system is with the manufacturer itself. Many companies offer a variety of packages that include different features and services, so it's a good idea to do some research before making a purchase. For example, Bay Alarm Medical offers a variety of systems that stay in the home and those that will work on-the-go as well as a number of options that have add-on features.

Insurance providers may also offer discounts on a medical alert system. Medicare Advantage plans (which are a type of bundled Medicare plan that is offered by private insurance companies) often include coverage for medical alert devices in their plans. This is because these plans are designed to cover long-term care and medical equipment. Additionally, people with Medicaid might be able to use the 1915 waiver or home and community-based care programs to help pay for a medical alert system.

Other resources that may help with the cost of a medical alert system include veteran services, local Area Agency on Aging groups and AARP. medical alarm system Many medical alert system providers give out discounts to members of certain organizations, but you might need to verify your membership ID before receiving the discount.
3. Ask Your PERS Provider

Many medical alert companies provide a risk-free trial period for their devices. During this time, seniors can evaluate whether a device fits their needs before committing to an annual subscription fee or other charges. Additionally, a number of companies offer discounts for customers who pay annually rather than monthly. These discounts can save up to $180 a year.

In addition to the discounts that are available for yearly payments, some seniors may be able to get free medical alert systems from their insurance providers. Depending on their situation, this could include Medicare Advantage, long-term care insurance or private health insurance. These policies vary from state to state, so it’s important to contact your provider for specific details.

It’s also worth asking your local area agency on aging for assistance, as they may have programs in place that cover the cost of a device. You can use the Eldercare Locator to find your local agency and reach out to them for more information.

It’s often assumed that only older adults who live alone need a medical alert system. But the truth is, medical alert devices can benefit anyone who lives with a chronic disease or suffers from physical or sensory impairments. Those who have a history of falls or are at high risk of falling are particularly likely to benefit from the use of a medical alert device.

4. Look for Free or Reduced-Price Options

A medical alert system can help ensure a senior is never more than a button push away from getting assistance. This peace of mind can be a life-saver in the event of a fall, heart attack, hypoglycemic episode, head injury or other serious health condition. It can also provide a sense of independence and confidence in living alone.

Many companies offer bundled packages that may include all equipment, activation and monthly fees at a lower price than the individual components would cost on their own. Comparison shopping is a good idea, and it may be worth considering less-known brands in order to save money without sacrificing service or quality.

The holidays are a great time to look for discounts on a medical alert system. Many companies offer a holiday discount during this time, either on the device itself or on a monthly subscription. Additionally, some companies will waive certain fees for seniors, veterans and other groups during this time.

Seniors who have Medicaid may be able to receive a medical alert system through the program. However, coverage varies by state. Those who have Medicare Advantage or certain Medicare Part C plans can also be reimbursed for the cost of a medical alert system. Some organizations such as AARP encourage their members to use medical alert systems, though they don’t endorse any particular brand.

Homepage: https://personalmedicalalarm.com/