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How Much Is Your Auto Accident Compensation Worth?
Damages resulting from car accidents are designed to compensate victims for their losses. Some of the damages include damages to property, medical bills and suffering and pain.
In New York you have three years from the date of an accident to make a claim. However, waiting too long could hurt your case. Evidence can be lost over time or destroyed. Witnesses could forget important information.
Damages
In a car accident victims could be awarded compensation for their economic losses including medical expenses and lost wages. They can also receive compensation for non-economic injuries, like pain and suffering. But, how much your claim is worth will depend on the extent of your injuries and their impact on your life.
A skilled attorney for auto accidents can assist you in determining the worth of your injuries and damage to your property, and negotiate an acceptable settlement with the insurance company. Be aware that insurance companies are in business to earn a profit. They will do all they can to pay your claim as inexpensively as possible. You need an attorney who will fight to get the most money you are entitled to.
You may also be eligible for compensation if you have personal items damaged in the accident. Clothing, shoes, and jewelry are all included. You may also receive compensation for the costs of housekeeping, gardening or childcare, if cannot do these things because of injuries.
In determining the worth of your claim, the deductible will also be considered. You'll need to pay your deductible prior to the insurance company can begin to pay for your damages. You can then start a lawsuit against the driver who was at fault to recover any remaining sums of your damages.
Medical bills
Medical expenses arising of a car crash could quickly add up. The average cost of an ambulance ride, hospital stay and inpatient treatment can run into tens or thousands of dollars or more. Additionally, the cost of physical therapy, prescription medications and other care can continue to rise as the injured person continues to recover.
The driver at fault is responsible to pay for the losses of a victim, including medical expenses, when they are found to be liable in the course of a lawsuit. However it is not the law to normally require the at-fault party to pay the medical bills of their victim on an ongoing basis.
If you don't live in the state of no-fault, your first step for receiving compensation for medical bills is to apply for PIP coverage (personal injury protection). Based on your policy's limits the coverage could be able to cover the majority or all your medical expenses.
You must also file claims against the liability insurance of the driver at fault, and also your own uninsured motorist policy. These policies may pay for your medical costs, but they often have deductibles or other terms. An experienced lawyer can help you in navigating the process of getting your medical bills paid. This will save you from having to pay your own money on medical care and allows you to focus on recovering.
Lost wages
Car accident injuries can make you unable to work. This can leave you without income and unable to pay your bills. You might need to borrow money from relatives or friends. A settlement could take months. During that time, you must continue to pay your bills out of your pocket and wait for your settlement.
You can claim back lost wages if you have been injured in a car accident. This can include hourly earnings and salary, but could also include other financial benefits like raises and bonuses. Your attorney can calculate the actual amount of lost earnings.
You can submit a claim for lost wages through a non-fault insurance company or file a lawsuit against the responsible party. The typical claim will involve medical expenses, proof that you were unable to work due to your injuries, and documentation of your earnings loss. This is often referred to as the demand package.
You will be required to submit a letter from the employer verifying the details of your job, including the days that you were absent due to your injury as well as the hours you usually work. You'll also need to submit your paystubs and tax documents. Your attorney can assist you gather these documents and prepare an impressive demand package to present to the insurance company or a judge in your case.
Suffering and pain
Certain expenses associated with an accident can be figured down to the penny, like medical expenses, emergency services such as surgery, medications loss of wages, etc. While others aren't. These unquantifiable losses are known as pain and suffering and are an essential component of a compensation claim.
The emotional and physical consequences of an accident can be part of the pain and suffering. The injuries of a victim can have a lasting effect on their life and cause permanent disabilities, or even death. A person who suffers a severe head injury, like, may never be functional or work normally. These types of injuries often require a substantial settlement.
In the majority of cases, the amount and suffering an injured victim receives is determined by the severity of the injury and the impact it affected their lives. An experienced lawyer will look into the details of your case to determine the appropriate settlement. They will make use of previous settlement amounts for similar injuries as a guide in order to provide you with an idea of the value your case is worth.
Unfortunately, auto accident lawyer santa rosa try to deflect victims' claims of pain and suffering by claiming that their physical or emotional injuries aren't as serious. A skilled lawyer will fight back against these tactics and negotiate on behalf of you with the insurance company to ensure that you get an appropriate settlement.
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