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Three Greatest Moments In Motor Vehicle Litigation History
Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general the law, it is assumed that the vehicle is operating with the permission of the owner.

Laws that enhance penalties, making revocation automatic or targeting social hosts have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices have a limited impact.

Legal Definitions

The laws that govern motor vehicle legal terms are defined and determined at the state level. The various federal definitions used for matters pertaining to national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mostly for administrative purposes, and are not applicable to states that are determining their own registration classifications. The classifications of a vehicle's registration determine if a driver needs to get a license specific to operate certain types of vehicles.

The laws of the state define terms like "automobile," "light trucks" and others. For instance an example, a light truck is any motor vehicle that has a capacity of carrying less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. It also excludes any vehicle or combination of vehicles intended to transport passengers or property completely within its own structure, like manufactured homes and trailers.

Wheel chairs are a vehicle equipped with wheels and is utilized by people who have physical disabilities and cannot walk. Mopeds are motor vehicle with fewer than three wheels that are in contact with the ground. It travels at speeds of no more than 35 miles per hour.

A pedicab vehicle is one which is driven by an operator sitting on it. The owner of the vehicle is the person who has the legal title.

Traffic Laws

Each state has its own set of motor vehicle laws that cover everything from registration process to the insurance requirements. The statutes also cover the kinds of vehicles covered by the law. While some of these laws are similar between states, others are quite different. For instance there are laws that limit the number of people you can carry in a pedicab. There are laws that prohibit reckless driving on certain types of roads, like parking areas.

If you violate these laws, you can be penalized and fined. Penalties could include getting your license suspended or the requirement to attend traffic school.

The law that regulates speed limits on roads is among the most important laws that states have. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

The law also sets out the definition of a "motor vehicle." This includes any description of a carriage or contrivance that is propelled by mechanical energy and used on a public highway for the transportation of persons or property, or for any other commercial purpose. The law does not include trailers, coaches, semitrailers, all-terrain and snowmobiles, motorized mobility assist devices operated by people with disabilities and self-propelled corn, as well as hay harvesting machines.

Insurance


A motor vehicle insurance policy is a contract that covers the insurer from financial loss caused by bodily harm or death or property damage caused by a third-party arising from maintaining, operating or use of an insured vehicle. It also provides protection against physical damage to the covered vehicle. It must contain the name and address the named insured as well as the protection provided by the policy. It also includes the amount of the premium as well as the time period during which the policy is in effect, as well as the responsibility limits. It should also include an agreement or endorsement that the insurance coverage is provided in accordance with the coverage specified therein as respects injuries to the body or property damage, and is subject to all the provisions of this chapter.

Duncanville law firms frequently suggest that individuals review a sample motor vehicle policy to comprehend the terms. One of the biggest confusions is the definition of "motor vehicle". The phrase is found in many statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages covered under a motor policy include commercial auto insurance for vehicles used for business, commercial establishments or other activities, employment or occupations that are conducted to earn money, automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured coverage for drivers (UM/UIM). Many states require drivers to carry this kind of insurance.

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If anyone other than an insured or a family member drives your car and gets involved in an accident, it is crucial to know the process of insurance coverage in these instances. This concept is referred to as permissive usage and the specific terms of your policy may differ but generally, the majority of major car insurance companies provide this kind of coverage.

However, it is important to note that a person driving your car must have your permission to be held liable for any damages. Permission may be express or implied, and does not usually require a written document.

In determining whether there is implied permission, courts consider the relationship between the parties; their prior conduct and usage of the vehicle; and circumstances surrounding the particular driving event. A judge will also consider whether any restrictions were imposed on the scope of permissive use and if even minor deviations from time, place and usage restrictions of the initial permission would be in violation of these limitations.

Remember that adding the driver to your auto insurance policy will likely increase the cost of your insurance, since the vehicle becomes more difficult to insure. It is important to consider your options prior to giving your vehicle over to someone else. If you're not sure whether you should add someone to your policy or not, call Jerry to discuss the specifics of your insurance policy and receive an estimate for free.

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