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Motor Vehicle Accident Compensation in New York
If you are injured from a motor vehicle collision that the state of New York deems serious, you could be eligible to file a lawsuit for compensation. Your lawyer will tell you if your injuries meet the threshold.
Insurance companies are adept at contesting your losses. This can result in settlement offers that are not in the range of what you're looking for.
Damages
If you've been injured in an auto accident, you may be entitled to compensation. These damages are meant to cover your expenses and losses, including medical expenses as well as lost income and property damage. You may also receive compensation for suffering and pain. This kind of compensation can be subjective and hard to quantify. However, a competent tort attorney can help you obtain the most amount of compensation for your injuries.
If, for instance you sustain an injury that causes a permanent impairment of your leg or arm and leg, you may be able to claim compensation for future expenses associated with the impairment. This could include physical therapy and surgeries, equipment, or prosthetics. A permanent loss of a limb or disfigurement could cause emotional trauma for the rest of your life and a decline in quality of life. This is called mental anguish.
Insurers often try to reduce the value of non-economic damages that are intangible. However, a seasoned tort lawyer from Morgan & Morgan can make sure you're awarded the full worth of general damages in your case.
Medical bills
When you are injured in a motor vehicle accident medical bills can mount up quickly. It is possible to feel overwhelmed by the cost, especially if you are still recovering from your injuries.
There are a variety of different ways that victims of car accidents can receive assistance with their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim following an accident. PIP will also cover loss of income for up to 90 days in the event that the victim of an accident is unable to work.
Medicare and health insurance may also pay for medical expenses in addition to PIP. The only catch is the patient must prove the charges are directly connected to the accident. This can be accomplished by submitting receipts or bills from the doctor.
Some doctors and hospitals let an accident victim make a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred to as medical liens or hospital liens. If motor vehicle accident law firm fort lauderdale do not resolve these liens within a reasonable period of time the debts could be transferred to collection. Victims may also seek compensation for mileage expenses related to traveling to and from medical appointments by keeping track and keeping their mileage receipts.
Loss of wages
If you're unable to work due to an accident in your vehicle it could be extremely difficult to pay the bills. The loss of a few weeks' pay or even a month could be a major blow to many Americans who live pay check to paycheck. Fortunately, victims of car accidents can often get back lost wages through car accident lawsuits.
In the majority of cases, lost wages are calculated by calculating how much time an injured person would have been able work without injury. This could include missed shifts, overtime hours or any work performed in hospital. To prove loss of income, a request must be made for documentation from the plaintiff's employer. These can be letters that prove the duration of their time away from work, as well as their hourly rate or salary. Other documentation can include pay stubs as well as copies of the injured person's last year's tax return.
It is crucial that the demand form be submitted as soon as possible following a car crash. The injured party will be able to receive the most benefit from their claim. In addition the evidence of the incident can be more convincing when it is given as soon as possible.
Suffering and pain
The physical pain and emotional remorse that result from a car crash is difficult to place a value on. But, it's important to seek out compensation for these damages in the case of your accident.
They are referred to as non-economic damage. They may include the cost of your suffering and loss of enjoyment life and post-traumatic stress disorder (PTSD) and many more. These costs can be difficult to quantify as it may take some time to comprehend the full extent of your injury.
Your lawyer can employ one of two methods to calculate pain and suffering damages. The multiplier method is the most commonly used. It involves adding up all your economic losses that you have suffered, including future and past medical expenses, lost income due to your injury, as well as property damage, then multiplying the total by a figure ranging between 1.5 to 5 to arrive at your total economic damages. The higher the number, the more severe your injuries are considered to be.
The other way to assess the severity of your suffering is to calculate it on the basis of a per-day basis. Under this method the lawyer can ask the jury to award you the amount you are due for each day that you continue to be afflicted by your injury. This can be especially helpful to accident victims who work outside of the home or are struggling to care for children as they recover from their injuries.
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