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5 Laws Anyone Working In Motor Vehicle Litigation Should Know
Motor Vehicle Legal Terms

The laws that govern motor vehicles differ widely from state to state. In general the law assumes a vehicle is being operated with its owner's permission.

Laws that increase penalties that make revocation automatic or targeting social hosts have varying impact on mortality rates. All of these measures, which include mandatory education, alcohol treatment and interlock devices have a little effect.

Legal Definitions


State laws govern legal terms for motor vehicles. The federal definitions of national standards for fuel economy and licensing standards for drivers of commercial vehicles are primarily administrative in nature and do not apply when states determine their own classifications for registration. These classifications for vehicles determine whether a driver requires an additional license to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and others. For example the definition of light truck includes all motor vehicles with a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it excludes any combination of vehicles designed primarily to carry passengers or property entirely within its own structure, like trailers and manufactured homes.

A wheel chair is a machine with wheels. It is typically used by people who, due to physical disability cannot walk around as pedestrians. Mopeds are motor vehicle with no more than three wheels in contact with the ground that can travel at speeds not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the person who sits on top of it. A person who holds the legal title to a vehicle is referred to as its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that cover everything from the registration process to insurance requirements. These statutes also address the kinds of vehicles that are subject to the law. While some of these laws are similar between states, others differ significantly. For instance, there are laws that restrict the number of passengers you can carry in a pedicab. There are also laws that ban reckless driving on certain types of roads, including parking areas.

Someone who operates a motor vehicle that is in violation of these rules could face penalties and fines for doing so. Penalties could include having your license suspended or the requirement to attend traffic school.

One of the most important laws in a particular state regarding vehicles is the one that governs the speed limits put in place on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.

It also defines a "motor vehicle" as any vehicle, carriage, or other device that is driven mechanically and is used on roads to transport property or people or for other commercial uses. The law excludes trailers, coaches and semitrailers, all-terrain and snowmobiles, motorized mobility assist devices for people with disabilities, and self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial loss from liability for injuries to the body or death or property damage caused by a third party that results from the maintaining, operating or use of an insured vehicle. It can also cover physical damage to the vehicle. It must include the name and address of the named insured the policy, the coverage provided by the policy, the cost payable, the duration of the policy's effectiveness, and the limits of liability. It must also include an agreement or an endorsement that states that the insurance offered is in accordance with coverage provided for bodily injuries or death, or property damage.

Duncanville law firms frequently suggest that individuals review a sample motor vehicle policy to be aware of the terms. One of the biggest confusions is the definition of "motor vehicle". The phrase is found in a variety of statutes that regulate the registration of vehicles and financial accountability laws.

A few examples of coverage under a motor vehicle policy include commercial automobile insurance for vehicles used in connection with commercial, business, work or occupations that are primarily for profit; automobile liability insurance which includes MP and PIP as well as uninsured motorist and underinsured motorist coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissive Use

It is essential to know how insurance coverage will work when someone other than the named insured or a family member is driving your car and causes an accident. This is known as permissive utilization. motor vehicle accident law firm sunnyvale of your insurance policy might vary, but most large car insurers offer this type of coverage.

It is important to keep in mind that you are liable for any damages caused by a driver who has your permission. Permission can be expressed or implied, and does not usually require writing.

In determining whether there is implied permission, courts examine the relationship between the parties; their past conduct and usage of the vehicle; as well as the circumstances surrounding the specific driving event in question. A court will also consider the extent to which restrictions were imposed on the scope of permissive usage and if an unintentional deviation from the duration, location and limitations of the initial permission would be in violation of these restrictions.

Be aware that adding an additional driver to your auto insurance policy is likely to increase your premium, because the vehicle becomes more difficult to cover. It is important to evaluate your options prior to lending your vehicle to other people. Contact Jerry for a free insurance quote and to discuss the terms of your policy.

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