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10 Things We All Hate About Motor Vehicle Law
How to Document a Motor Vehicle Claim

The process of filing an insurance claim after an accident is called a motor vehicle claim. This allows them to assess your insurance coverage and determine the amount they will pay out for damages.

You should start your claim as soon as you can after the incident. Be sure to have copies of the police report along with your insurance card or declarations page.

What to Do Following an Accident


Take pictures and videos from various angles right after an accident to record the accident. The scene may change quickly, witnesses may leave and evidence may disappear.

If possible, record the names of all drivers, phone numbers, addresses, and insurance information. Also make motor vehicle accident attorney tempe of the year and make and model of each vehicle and any other important information, such as damage and license plate numbers.

Asking each driver if they wore seatbelts, if they had passengers along with them, and noting their gender and age is also useful. Many times, injuries sustained in motor vehicle accidents do not become visible until a week or two after the accident. It is essential to seek medical attention as soon as you can even if it appears that you're not injured.

If you can, get the vehicle away from traffic in order to avoid further damage or injury. Also put up flares or reflective emergency triangles to stop other drivers from hitting them.

Report the incident to the authorities if you can. Even if it appears minor, it is important to report it to the police. The other driver could later deny that the incident took place and their insurance company might not pay your claim.

Getting Started

A claim is the process in that you inform your insurer of a loss and ask them for the cost. This may include paying for damage to a vehicle or medical expenses due to an accident.

Make sure you have all the necessary information before making your claim. This includes contact information for each person involved, receipts for any damaged personal property and any medical bills. You should also have the accident report as well as photos of any damage.

Your insurer will assign an adjuster for your case who will be the claim's steward. They will scrutinize all the information you provided immediately after the accident, and conduct an investigation of their own. This will help them determine what caused the accident and who is at fault.

After they have a complete understanding of what happened the adjuster will assess the damage to your vehicle. You are welcome to attend the inspection, or give a list of repair quotes from local auto repair shops or contractors.

If the insurance company decides that your car's damage is too costly to repair, it will send you a check that is equal to the value of the car. You can use the money to purchase a brand new car or to pay off your loan or lease. If you file a claim, your insurance rates could rise. Do everything you can to show that the incident wasn't your fault.

Documenting the Incident

If you're involved in a crash, documenting the accident is essential. Insurance companies will look for evidence to back up claims made by you or others. In fact, the evidence that is collected and documented could determine the outcome of a case. It's crucial to have all of the information whether it's photos of the scene at the accident and witness statements, or medical records proving consistent treatment.

At the time of the incident, make certain to note the license number of the other driver and vehicle information. Also, record the names and contact information of witnesses. If possible, take pictures or create an image of the crash scene. This will help in describing what transpired on the scene of the crash, including the reason for the crash.

Documentation should also include information regarding the incident. This includes the location, the direction of travel and any relevant landmarks. Include an explanation of the injuries that were sustained. It's also crucial to record the extent of damage and how it happened. It is essential to record the incident because memories can fade with time and stories can change. It's the best way to be able to tell the truth. Even if you are at fault having the facts outlined will aid in determining the extent of liability or responsibility should be attributable to you.

Get Assistance

Contact your insurance company as soon as possible after the police report has been filed. Many insurers allow you to file a claim using an app for your phone or tablet. It's also a good idea to get a check from your insurance company to determine the value of your car. This can help you in the event that your vehicle is "totaled" and you plan to purchase a new vehicle. If you still have an outstanding loan on your current vehicle and it is paid off, it will pay the balance or reduce the monthly payments.

Your representative will ask a series of questions and then send you a document to fill out. It is crucial to fill in accurate information and remain honest throughout the process. It could hurt your case in the event that you are found to have not provided accurate information.

If you are hurt by the accident, schedule an appointment with a doctor immediately to ensure that the bones are set correctly and that any other injuries are documented for the claim process. By visiting your doctor as soon as possible you can also be sure that your medical expenses are covered under accident-related benefits that are no fault.

If your No-Fault claim is denied by the insurance company, or if you'd like to pursue a liability claim for the pain and suffering of others or any other damages, you'll be required to file a lawsuit. It is best to hire an experienced attorney on your side if you choose to file a lawsuit.

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