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Don't Buy Into These "Trends" Concerning Auto Accident Lawyer
New York Auto Accident Law


A lawyer for car accidents is your advocate and will ensure that your account of the incident is heard. auto accident attorneys stamford will negotiate with the insurance company and argue your case front of a judge and jury, if needed.

Some states use a tort liability system that is traditional while others do not have any fault or add to the auto insurance laws. There are strict time limits known as statutes which must be followed.

Fault

The determination of fault is a vital part of the legal and insurance claims process. It might appear obvious in certain cases, such as rear-end collisions, but often it is not. The determination of fault is based upon state laws and the specific facts of each case. Certain states employ pure comparative negligence, in which the proportion of fault you have in an accident determines what damages you can claim.

Even if your culpability is found to be greater than 51%, you can still recover some damages you have suffered with additional policies like MedPay and PIP. Some states also apply modified comparative negligence. These laws allow injured motorists to utilize their own insurance coverage to pay costs, even if they are found to be partially responsible for the incident.

Following an accident, it's common to feel shaken and to want to blame another person. This can lead to costly mistakes and could cause a negative impact. A good lawyer can help you avoid these pitfalls and provide the answers you need quickly and accurately.

Damages

Damages are compensations that compensate a victim for the financial losses they have suffered as a result of a third party's negligence actions. This kind of compensation can cover a variety of losses, like medical costs and lost wages, income and property damage to vehicles. A skilled attorney for car accidents will examine receipts, invoices, and other financial documents to calculate accurately the amount of special damages you're owed.

Non-economic damages are often difficult to quantify and may include intangible damage such as pain and suffering. Insurance companies are known to devalue this type of compensation. It is important to consult an experienced lawyer in torts to ensure that your damages have been fairly assessed.

In New York, if you suffered serious injuries or if your losses were greater than the limits of your insurance policy, you may be able to escape the no-fault system and pursue for all of your non-economic and economic damages including suffering and pain. New York is a state that relies on comparative negligence so your recovery will be reduced depending on the percentage of blame you're given. A competent lawyer will strive to maximize the damages you can recover.

Statute of Limitations

In the event of a car crash the statute of limitations is the time frame you have to sue to recover damages. It can range from three years to five years, based on the nature and condition of the lawsuit.

Statutes of limitation are vital as they ensure that any claim filed in court is properly investigated before the deadline expires. After this period, it may be too late for witnesses, physical evidence such as tire marks and debris may disappear or become eroded, and public records can be misplaced.

Witnesses are also prone to lose important information with the course of time. It would be unreasonable to assume that witnesses could recall all the details of a car crash that occurred 15 years ago. A statute of limitations also prevents plaintiffs from seeking legal action too quickly after an incident, as it could prejudice the jury against them. It is crucial to contact a New York auto accident lawyer as quickly as you can in order to begin the process.

Insurance

All drivers in New York are required by law to have car insurance. This type of insurance compensates the policyholder's and their passengers' economic losses, regardless of the person's fault. This kind of insurance is also known as Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type insurance covers victims who are injured due to uninsured, underinsured or hit-and-run drivers. UM/UIM coverage is usually offered with a minimum amount of $25,000 per person or $50,000 per accident.

The policyholder is covered by Bodily Injury liability in the event that a third-party sues them for damages, including property damage and medical bills. Third parties may also be able to claim injury and pain that are severe enough. However, the majority of third party claims are settled through insurance companies. A skilled lawyer on board can help to ensure that you get the entire amount of damages available to you.

Contact an attorney

Car accidents can be stressful and costly, from vehicle damages to medical bills to lost wages. An attorney can help determine who was at fault for the accident and seek compensation from the responsible party.

A lawyer can also ensure that your claim will cover all expenses and losses. They will consider your current and potential financial costs in addition to the physical and emotional stress you are experiencing. They will also take into account the effects of your injuries on your life quality.

In New York, if the negligent driver did not have insurance or carried only the minimum amount required by law, you could be able recover the amount under your insurance policy's uninsured motorist coverage (UM). An attorney can advise you of this option.

It is important to hire an experienced auto accident lawyer. Their training and expertise puts them in a stronger position to secure the compensation you deserve. Your attorney will let defendant's insurance company know that you are willing to take on the case. This usually leads to an increase in the settlement amount.

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