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How to File a Motor Vehicle Claim

If your vehicle is damaged due to an accident, you will submit an insurance claim. It is crucial to know how this procedure works.

An adjuster will be sent by the insurance company to inspect your vehicle damage. You don't have to be present when an adjuster inspects the damage to your vehicle. However, motor vehicle accident law firm marietta should bring along your policy and any relevant documentation.

Take Photos

Have you ever watched a crime drama where the investigators go through every square inch of the scene and take photos of the tiniest of details, from footprints to chocolate wrappers that have been tossed away? Apply that same scrutiny to your accident scene. It is important to record as much as possible of the incident at the time it occurs to help be able to prove your case later on.

It is important to take photographs of both vehicles, however you should also take pictures of the damaged components. These can help insurance firms and expert witnesses assess the size of particular objects, like skid marks. In your photos, be sure to include important points of reference such as the locations of stop signs and traffic lights. These can be used to determine the actions of the driver at blame for the crash.

If you are able capture photos of the other driver and their passengers as well as witnesses. You might be in a position to capture a photograph of their license plate. Additionally, you can take pictures of emergency responders and their vehicles. And if you are placed on a gurney and then into an ambulance, take a picture of that as well.


If your lawyer or court has commanded you to, only provide the photos. Otherwise, you could unwittingly be providing evidence against your own claim. If you alter the date on your photographs, the insurance company may doubt your claim.

Seek medical attention

The first thing to do following an accident is to seek medical attention. Not only is this crucial for your own health, but it also ensures that any injuries you have are documented. In many personal injury cases the plaintiff seeks compensation for medical bills and damages. This is why medical records are crucial to the success of your claim.

Even if you're not displaying any noticeable symptoms, you should make an appointment with your primary physician or an emergency room. Your doctor will be able provide you with a full medical assessment and will determine the severity of your injuries. In addition they'll be able to give you the needed treatment.

It is important to follow the recommendations of your doctor about your treatment plan since this will allow you to recover faster and help strengthen your case. This includes filling your prescriptions, using any over-the counter medication, participating in physical therapy, complying with instructions on time off of work, and attending follow-up appointments.

It is essential to avoid saying anything that an insurance adjuster might misinterpret. This is because insurance companies may try to discredit your injuries in an effort to deny your claim or lower the amount they'll award you for your claim. This is why it is recommended that you not speak with any insurance adjusters unless you have your attorney present.

Contact an attorney

Legal representation is crucial for those injured. Attorneys can help them manage their stress and determine the best way to direct their energies. Attorneys can also consider facts and evidence to determine if a case is worth fighting in court.

The insurance business is, first and foremost, an organization and their objective is to get as much money from insureds as they can and pay out as little as is possible (in the sense of). It is tempting, if you're in the middle of an incident, to accept a lowball settlement because it's the simplest way to go. It could result in disastrous consequences in the future.

When you submit a claim to your insurance company, an adjuster will come to your residence to assess the damage to your vehicle. They will also review receipts for medical bills and personal property damages. They may also speak with witnesses and review police reports. It is helpful to get estimates on repairs from local contractors or auto shops prior to meeting with the adjuster so they know what to anticipate when it comes to repairs.

An experienced motor vehicle accident attorney will ensure that all necessary information is included promptly and that the correct documents are handed over to an insurance company. They can offer advice and provide suggestions regarding how to deal with the claims adjuster, on how to you should handle a settlement, and what to do if an insurance company is not responsive and is acting in a shady manner.

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