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What The Heck What Exactly Is Motor Vehicle Litigation?
Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general, laws assume that the vehicle was operated by the owner's permission.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have varying impact on mortality rates. Mandatory education, alcohol treatment and interlock devices all have a limited impact.

Legal Definitions

State laws govern legal terms for motor vehicles. The various definitions that are used for national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mainly for administrative purposes and do not apply to states determining their own registration classifications. These classifications for vehicles determine whether a driver has to obtain a special license to operate certain types of vehicles.

The state laws define terms like "automobile," "light trucks" and many more. For example, the definition of light truck encompasses any motor vehicle that has a manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it excludes any vehicle or combination of vehicles that is specifically designed to transport passengers or property within its own structure, such as trailers and manufactured homes.

motor vehicle accident attorneys mckinney is a device with wheels, typically used by those who are physically disabled and are unable to walk as pedestrians. A moped is a motor vehicle with no more than three wheels that are in contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab is a motorized vehicle that is propelled by an operator who sits on it. The owner of the vehicle is the person who owns the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle laws which cover everything from the registration process to insurance requirements. These laws also cover the types of vehicles covered by the law. Some of these laws are the same across states, while other laws differ significantly. For instance, there are laws that restrict the number of people a person can transport in the pedicab. There are also laws that ban reckless driving on certain types of roadways, such as parking lots.

A person who operates a motor vehicle in contravention of these laws could be penalized and liable for fines for violating these laws. The penalties can range from having your driver's licence suspended to having to attend the traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also sets out the definition of the term "motor vehicle." This includes any description of a carriage or device that is powered by mechanical energy and utilized on a public road for the transportation of persons or property, or for other commercial use. It excludes semitrailers and trailers as well as house trailers or coaches or vehicles that only run upon rails or tracks snowmobiles and all-terrain vehicle, motorized mobility assist devices that are operated by a person who has disabilities and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is a contract that protects the insurer from financial loss from liability for bodily harm or death or property damage caused by a third party arising from maintaining, operating, or use of an insured vehicle. It may also provide protection against physical damage to the vehicle. It must contain the address and name of the insured named as well as the coverage provided by the policy, the premium paid for it, the time of effectiveness and the limits of liability. It must also include an agreement or an endorsement that states that the insurance is in accordance with coverage specified as to bodily injury and death, as well as property damage.

Duncanville law firms often recommend that people read a sample motor vehicle policy in order to know the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle." The phrase is used often in statutes that govern the registration of vehicles and financial accountability laws.

Examples of coverages offered under an insurance policy are commercial auto insurance for cars used for business, commercial establishments or other activities, employment or occupations that are done for profit, as well as automobile liability coverage, which comprises PIP, MP, and uninsured and underinsured driver coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permitted Use

It is crucial to understand how insurance coverage will work if someone other than the named insured or a family member drives your vehicle and causes an accident. This concept is known as permissive usage and the specifics of your policy might differ but generally, the majority of major car insurance companies provide this kind of insurance.


It is important to keep in mind that you are accountable for any damage caused by a driver who has your permission. Permission can be given in writing or implied, and it typically does not need to be recorded.

In determining if there is an implied permission, courts consider the relationship between the parties; their past conduct and the use of the vehicle; as well as the circumstances surrounding the particular driving incident in question. The court will also consider the extent to which restrictions were imposed on the permissive usage and if a minor deviation from the date, time, and location limitations of the initial permission would violate these limitations.

Be aware that adding the driver to your auto insurance policy will increase your premium, as the vehicle becomes more risky to cover. Therefore, you must think about your options carefully before lending your vehicle out to anyone else. Contact Jerry to receive a no-cost insurance quote and to discuss the terms of your policy.

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