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Motor Vehicle Accident Compensation in New York
If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you could be eligible to file a lawsuit seeking compensation. Your attorney can provide advice on whether your injuries meet this threshold.
Insurance companies are adept in arguing over the magnitude of your losses. This can result in settlement offers that fall short of what you want.
Damages
If you've suffered injuries in a motor vehicle collision you may be entitled to compensation. These damages are intended to cover your expenses and loss, which includes medical bills, lost income, and property damage. You can also receive compensation for suffering and pain. This type of compensation could be subjective and hard to quantify. However, a competent tort lawyer can help you receive the maximum amount of damages for your injuries.
If, for instance you suffer an injury that causes a permanent impairment of your arm or your leg, compensation may include future costs associated with the impairment. These could include physical therapy, surgeries, or prosthetics. A permanent loss of a leg, or a disfigurement could cause emotional trauma for a lifetime and reduce the quality of life. This is referred to as mental anguish.
Non-economic damages are more intangible and insurance companies frequently attempt to minimize these kinds of harms. Morgan & Morgan's knowledgeable tort attorneys can ensure that you get the full value of your general damages.
Medical bills
Medical expenses can quickly pile in the event of an injury in an auto accident. You may be overwhelmed by the bills especially if you're still recovering from your injuries.
Fortunately, there are a number of different ways in which car accident victims can get assistance with their medical bills. In New York, every driver must have Personal Injury Protection (PIP) coverage, which will cover a victim's initial medical expenses following an accident. PIP will also cover the loss of income for up to 90 days in the event that an accident victim is unable to work.
Medicare and health insurance can also cover medical expenses in addition to PIP. The only requirement is that a patient must be able to prove that the expenses are connected to the accident by providing medical bills and receipts.
Certain hospitals and doctors might allow a person injured to negotiate a payment arrangement in exchange for a lien on the victim's personal injury settlement or verdict. These liens are typically known as medical liens or hospital liens. If you do not resolve these liens within a reasonable amount of time, the debts could be transferred to collection. By storing and tracking their mileage receipts, the victims may also be able to claim reimbursement for expenses incurred in traveling to and from medical appointment.
Lost wages
A missed work day due to an accident with a vehicle can put you in an extremely difficult financial position. Many Americans are living pay-to-pay, and losing a few weeks or months of pay can be catastrophic. Fortunately, those who suffer from car accidents are often able to get back lost wages through car accident lawsuits.
In most cases, the lost wages are calculated by calculating the time an injured person would have been able work if it weren't for their injury. This could include missing shifts, overtime hours and any work that is performed while in hospital. In order to prove lost income, a demand must be made for documentation from the plaintiff's employer. These can be letters that confirm their time away from work, as well as their hourly rate or salary. Pay stubs, or copies of the last tax return could be included as other documentation.
It is essential that the demand package be submitted as soon as possible following a car accident. This will allow the victim to receive the maximum benefits from their claim. In addition the evidence of the accident can be more convincing when it is presented as soon as is possible.
Pain and suffering
It isn't easy to assess the physical pain and emotional distress that result from a car crash. motor vehicle accident law firm new york is essential to seek compensation in the event of an accident for these losses.
These are also known as non-economic damages. These damages could include suffering and pain, loss of enjoyment life, PTSD, and more. It can take some time to fully comprehend how your injury has affected you, and these expenses aren't always as easy to quantify as medical expenses or lost wages.
Your lawyer will employ one of two methods to calculate your pain and suffering damages. The multiplier method is the most popular. It involves adding up all of your economic losses which include future and past medical expenses, lost income due to your injury, as well as property damage, then multiplying them by a number that ranges between 1.5 to five to determine your total economic damages. The higher the number is, the more serious your injuries are deemed to be.
Per diem is a second method to quantify pain and suffering. With this method your lawyer could ask for a jury to award an amount of money for each day that you suffer from your injury. This is especially beneficial for victims of accidents who work outside of the home or are struggling to care for children while they heal from their injuries.
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