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How to File a Motor Vehicle Claim

You'll need to file an insurance claim in the event that your vehicle has been damaged. It is crucial to know how this procedure is carried out.

Insurance companies will send an adjuster to examine your vehicle damage. It's not required to be present during the inspection, but you should bring your insurance policy along with any other documentation that is relevant.

Take Photos

Have you ever seen any crime show in which the investigators photograph every aspect from footprints to chocolate wrappers that are thrown away? Use the same level of attention when looking over your accident scene. It is important to capture as much of the incident during the time it occurs, so that you have evidence to support your case later.

Taking photos of the damage to both vehicles is a must, but also consider taking photos of the area that has been damaged. They can help insurance companies and expert witnesses determine the size of certain objects, such as skid marks. In your photos, be sure to include some reference points, like the locations of stop signs and traffic lights. They can later be linked to the actions of the driver at fault that led to the crash.

Photograph the other drivers and their passengers, as well as witnesses. You may be able to take a picture of their license plate. Additionally, take photos of emergency responders and their vehicles, and if anyone is put on a gurney and then into an ambulance, take an image of that as well.

If your lawyer or court has commanded you to, only upload the photos. In the event that you don't, you could be providing evidence against your own claim. If you alter the date on your photographs your insurance company may question your claim.

Seek Medical Attention

In the event of an accident the first thing you have to take is to seek medical attention. This is not just important for your health but it also ensures that any injuries you may have are documented. In motor vehicle accident lawsuit norwalk there is a demand for compensation for medical bills and other damages. Medical records are vital to the claim.

Even if you are not displaying any noticeable symptoms, you should take a visit to your primary care doctor or an emergency room. Your doctor will be able give you a complete medical evaluation and determine the extent of your injuries. They can also to give you the appropriate treatment.

Following your doctor's treatment program will allow you to recover faster and help strengthen your case. This includes taking your prescribed medication and any over-the counter medications and participating in a physical therapy program taking the time off as directed by your doctor, work, and completing any subsequent appointments.


It is essential to avoid saying anything that an insurance adjuster could interpret incorrectly. This is because insurance companies may try to discredit your injuries in order to deny your claim or lower the amount of money they'll pay you for your claim. This is why it is suggested that you do not speak with any insurance adjusters unless you have an attorney present with you.

Contact an Attorney

The ability to access legal representation is essential for those who have suffered. Attorneys can help injured parties manage their stress and determine where they should focus their energies. Attorneys are also able to weigh evidence and facts to determine the merits of a case and whether it is worth fighting in court.

The insurance company is first and foremost a business and their objective is to take as much money from insureds as they can while making payments as minimal as possible (in the sense of). It's tempting, if you're on the scene of an incident to accept a lower settlement offer since it's the most straightforward thing to do. This is a mistake that can cause a lot of damage later on.

If you file an insurance claim, the insurance adjuster will come out to assess the damage to your car and will look over receipts for personal property damage and medical bills. They may also speak with witnesses and examine police records. Before meeting with an adjuster, it is recommended to get repair estimates from local auto repair shops or contractors. This will allow them to know what they can expect from repairs.

An experienced motor vehicle attorney can ensure that all the information required is included and that the proper documents are given to the insurance company. He or she will provide advice and provide suggestions regarding how to handle a claims adjuster, how you should handle a settlement, and what to do in the event of an insurance provider being unresponsive and committing fraud.

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