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How to Document a Motor Vehicle Claim

A motor vehicle claim is the procedure of submitting a report with your insurance company following an accident. The report will enable them to check your coverage and determine the amount they will be liable for damages.

You must make your claim as soon as you can after the accident. Be sure to have a copy of the police report along with your insurance card or declarations page available.

What do you do after an accident?

Take photos and videos from various angles following an accident to record the accident. The scene can change quickly witnesses may leave and evidence may vanish.

Then, collect all the drivers names, addresses, phone numbers and insurance details (and insurance policy numbers) If you are able to, get the insurance policy number. Note the year the model, year, and year of each vehicle, along with any other pertinent information, such as the damage or license plate number.

It is also helpful to ask every driver if they're wearing seatbelts, or had passengers, and note their gender and age. Most injuries from motor vehicle accidents are not apparent until a day or two after the accident. It is crucial to seek medical care immediately even if you think that you are not injured.

If you are able to, move the vehicle away from traffic in order to avoid further damage or injury. Set up flares and reflective emergency triangles as well to prevent other drivers from hitting you.

Make sure you make a report to the police if you are able to. This is important to do even if you think the incident was minor because the other driver might later deny that the accident happened and their insurance company may refuse to pay your claim.

Getting Started

A claim is the process in that you inform your insurer of a loss and request that they pay it. This can include paying for damages to a car or medical expenses from an accident.

Be sure to gather all the required information prior to making your claim. This includes contact information for each person involved, receipts for any damaged personal property, as well as any medical bills. Also, you should have an official copy of the accident report as well as photographs of any damages.

motor vehicle accident lawyer gresham will assign an adjuster for your case who will act as the head of your claim. They will scrutinize the information you have provided immediately after the accident, and conduct their own investigation. This will allow them to determine the reason for the accident and who was at fault.

Your adjuster will inspect your vehicle after they've understood the complete extent of the damage. You can either be present at the time of inspection or you can provide them with the repair estimates from local contractors or auto shops.

If the insurance company decides that your car's damage is too costly to repair, it will send you a check that is equal to the value of the car. You can use the funds to purchase a new vehicle or to pay off your loan or lease. In the event of a claim, it could result in your insurance rates to rise, so it's important that you do everything you can to make sure the incident wasn't your responsible.

Documenting the incident

If you're involved in a crash, capturing the accident is essential. Insurance companies are looking for evidence which supports the claims you or the other party makes. In reality the evidence collected and documented could determine the outcome of a case. If it's photographs of the scene of the accident or witness statements, or medical records that prove consistent treatment, it's crucial to have all the information.


At the time of the accident, be sure to write down the other driver's license number and the information about the vehicle. Take down the names and contact information of any witnesses. If you are able, take pictures or create an image of the crash scene. This will help you to know what transpired on the scene, and what caused the accident.

Documentation also includes details about the accident, such as the location where it occurred as well as the direction of travel, as well as any other relevant landmarks or areas. Include the details of the injuries sustained. It's also essential to record the extent of any damage that occurred and the way it was caused. It is essential to record the incident since memories may fade with time and stories can change. It's the best way to be able to tell the whole story. Even if it's your fault Documenting the facts will aid in determining the amount of liability that should be assigned to your account.

Get Assistance

Contact your insurance company as quickly as possible after the police report has been filed. Many insurers allow you to submit a claim via an app for your phone or tablet. You should also request that your insurance company send you a check for the value of your vehicle. This will help you when your car is "totaled" and you plan to purchase a new one. If you still have an outstanding loan on your current vehicle it will be able to pay off the balance, and reduce your monthly payment.

Your representative will ask you a series of questions, and send you documents to complete. It is important to always be honest and accurate in the information you provide. If you are found to not have given precise information, it can be detrimental to your case.

If you are hurt by the accident, schedule an appointment with your physician right away to make sure that any bones are set correctly and that any other injuries are recorded for the claim process. Making an appointment with your doctor as soon as possible will ensure that your medical expenses are covered under the accident's No-Fault insurance.

If your No-Fault claim gets denied by the insurance company or you want to pursue a liability claim for the pain and suffering of others or any other damages, you will have to file a lawsuit. If you do this it is advisable to have an experienced lawyer on your side.

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