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Motor Vehicle Accident Compensation in New York
You may be able to bring a lawsuit if have suffered injuries in an accident that New York considers serious. Your lawyer can advise you on whether your injuries meet the criteria for this.
Insurance companies are skilled at contesting your losses. This can lead to settlement offers that are not in the range of what you need.
Damages
If you've been injured in a car accident, you may be entitled to compensation. These damages are meant to compensate you for your losses and expenses, such as medical expenses, lost wages, and property damage. You can also receive compensation for pain and suffering. This type of compensation can be subjective and difficult to quantify. However, a skilled and experienced tort attorney can help you obtain the most compensation for your injuries.
If, for instance, you sustain an injury that results in permanent impairment of your arm or your leg it could be possible to receive compensation for future costs that are associated with the impairment. This could include surgeries and physical therapy, equipment, or prosthetics. A permanent loss of a leg or a disfigurement could cause emotional trauma for the rest of your life and a decreased quality of life. This is referred to as mental anguish.
Non-economic damages are more intangible and insurance companies frequently attempt to minimize these kinds of harms. Morgan & Morgan's skilled tort lawyers will ensure that you receive the full value of your general damages.
Medical bills
When you are injured in a car accident medical bills can pile up quickly. It is possible to feel overwhelmed by the cost, especially if you are still recovering from your injuries.
Luckily, there are several different ways that victims of car accidents can receive assistance in paying their medical bills. In New York, every driver must have Personal Injury Protection (PIP) insurance, which covers the initial medical expenses of a victim after an accident. PIP will pay for the loss of income if the victim is not able to work for a period of up to 90 days.
Medicare and health insurance may also pay for medical expenses in addition to PIP. The only catch is the patient has to prove the expenses are directly related to the incident. This can be accomplished by submitting receipts and invoices from the doctor.
Some hospitals and doctors may allow a person injured to negotiate a payment agreement in exchange for a lien on the victim's eventual personal injury settlement or verdict. These liens are usually referred to as medical liens or hospital liens. If you fail to settle these debts within a reasonable amount of time, the debts could be transferred to collection. By keeping motor vehicle accident attorneys arvada of and storing their mileage receipts, victims are also able to claim compensation for the expenses associated with traveling to and from medical appointments.
Lost wages
Missing work due to an accident in a motor vehicle could place you in a difficult financial situation. Many Americans live on a tight budget and losing just a few weeks, or even months of pay can be catastrophic. Car accident victims are usually in a position to recover lost wages by filing car accident lawsuits.
In the majority of cases, lost wages are calculated by calculating the time an injured person could have been able work without injury. This could be a result of missed shifts, overtime hours or any work performed in hospital. To prove lost income, the plaintiff must request documents from his employer. These can be letters that document the time missed from work and their salary or hourly rate. Pay stubs or copies of the person who was injured's last tax return could be included as additional documentation.
It is important to file the demand package as quickly as possible following a car accident. This will allow the person who was injured to get the most benefits from their claim. In addition, evidence of the accident may be more compelling when it is given as soon as is possible.
Pain and suffering
The physical and emotional distress that result from a car accident can be extremely difficult to put a price on. But, it's important to seek out compensation for these damages in your case.
These are also known as non-economic damages. They can include the cost of suffering and pain, loss of enjoyment of life Post-traumatic stress disorder (PTSD) and much more. It can take a while to fully understand the impact your injury has had on you, which is why these costs aren't as easy to quantify as medical expenses or lost wages.
Your lawyer can use either of two methods to calculate pain and suffering damages. The multiplier method is the most commonly used. It involves adding all of your economic damages which include future and past medical expenses, lost income due to your injury and property damage, and multiplying the sum by a range of between 1.5 to five to determine your total economic damages. The higher the number the more serious your injuries are deemed to be.
Per diem is a second method to quantify pain and suffering. Your lawyer may ask the jury to determine a dollar amount per day you suffer. This can be particularly helpful for victims of accidents who work outside the home or who are struggling to care for children while they recover from their injuries.
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