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Medical Alert For Seniors - Discounts and Programs For Low-Income Individuals
Most medical alert systems come with a base station and help button worn around the neck or wrist. Some also have a mobile version that can be taken on the go. Ask providers about discounts and programs for low-income individuals.

When you press the help button, a trained response center professional connects with you to evaluate the situation and contact EMS or your caregivers. The best medical alert companies offer fast response times and a risk-free trial period.
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Medical alert systems provide seniors with a sense of safety and security. They connect to a 24/7 monitoring center with the push of a button on a pendant or wristband. A professional can then dispatch emergency services to the user's location. This service is a great option for people who live alone and want the peace of mind that comes with knowing that help is available if an accident occurs.

Seniors who have Medicare may be able to get their medical alert system for free or at a reduced cost. They can start by contacting their local Area Agencies on Aging to see if they have resources that can help them pay for the equipment or services. They can also contact their long-term care insurance provider to learn more about coverage options.

Most states have Home and Community-Based Services programs that offer waivers for medical alert systems, depending on the individual's needs. These programs may cover the monthly fee, equipment costs or both.

Medicaid

Unlike Medicare Part A and B, Medicaid doesn’t directly cover the cost of medical alert systems. However, it can cover them as part of its Home and Community Based Services (HCBS) waiver programs, which are designed to help seniors live independently. You can find out more by contacting your state’s Medicaid program.

In addition, some insurance plans offer discounts for low-income individuals. For example, some bundled Medicare Advantage plans by Humana and Blue Cross Blue Shield may cover the cost of a device. You can also look into long-term care insurance policies, which often include coverage for emergency response devices.

Many states have special programs to help their residents pay for the costs of senior living. These programs are usually run by Area Agencies on Aging, or USAging, and they can provide information on local resources for getting free equipment and assistance with other care needs.
Area Agencies on Aging

Medical alert systems give seniors the peace of mind that comes with knowing help is just a button away. However, these systems can be expensive to maintain over time. To help lower the cost, many senior citizens turn to local programs and organizations for assistance.

These groups often work in partnership with providers to offer discounts. Moreover, some states may have waivers for certain expenses like the monthly fees for a medical alarm system. This is especially true for those who receive Medicaid benefits.

Besides helping individuals with free equipment, these agencies also provide a wide variety of other services to their communities. They can connect individuals with home repair and modification services, as well as help them plan their long-term care needs. They can even help them find the right medical alert system for their specific needs. These agencies are typically located in local planning and service areas (PSAs), which can be cities, counties, or multi-county regions.
GEHA

GEHA is an insurance company that provides health and dental plans to current and retired federal employees and their families. Its healthcare plans include a variety of digital tools and resources for patients, including access to telehealth services and wellness programs. GEHA’s healthcare plans are affordable and competitively priced compared to other insurers.

While Medicare doesn’t cover medical alert systems, some seniors may be able to get the device covered by other sources, such as long-term care insurance or private health insurance. In addition, local area agencies on aging may offer discounts for medical alarm systems.

GEHA recently hired Raj Vavilala to lead its sales, marketing and product teams. He has more than 20 years of senior health insurance experience, most recently as chief sales and marketing officer at HIQ. Previously, he was with GuideWell Connect and New York Life Insurance Co., according to a company release.
Discounts

Medical alert systems are life-saving devices that allow seniors to call for help in the event of a fall or other medical emergency. These devices can be used to contact 911 or to connect with caregivers via a 2-way communication system. Many companies offer discounts for AARP members, veterans, and other groups. These discounts can include free months, free shipping, and waived setup fees.

Comparison shopping is also an effective way to save money on a medical alert device. Instead of choosing the first company that comes to mind or the one featured in a television advertisement, try other options. These may be less well-known but still reliable and affordable. Some providers even waive fees for set-up, installation, and activation. In addition, some local Area Agencies on Aging programs may be able to provide financial assistance for low-income individuals.
Hospitals

Some Medicare Advantage plans, such as Humana and Blue Cross Blue Shield (BCBS), include medical alert systems in their coverage. However, this perk is not required by Medicare regulations and varies by plan. Medicare Advantage plans usually offer bundled packages with Part A, Part B and Part C coverage, so you should contact your provider to determine whether or not your plan covers the cost of a personal emergency response system.

Many local Area Agencies on Aging and community programs can help seniors with the purchase of a medical alert device. These programs are designed to help low-income seniors and can often waive fees for installation, activation and more. In addition, some companies that sell monitored medical alert devices offer discounts for AARP members. Lastly, Michigan residents may be eligible for a free or discounted medical alert system through the PACE program. This program is available for seniors who are transitioning from a nursing home to the community and offers a variety of benefits, including personal emergency response systems.


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