Notes

Is Medical Alert Covered by Medicare?
Whether a medical alert system is covered by Medicare depends on your circumstances and the type of insurance you have. Original Medicare, which includes Part A and Part B, generally doesn't cover the costs of medical alert systems, unless it is deemed a medically necessary device by your doctor.


If you have private health insurance, however, there are other options to pay for a medical alert system, including long-term care insurance and Medicare Advantage plans. Personal medical alarms You can check with your health insurance provider and read the fine print to learn if medical alert systems are covered under your policy.

Medicaid, a federal program that provides health coverage to low-income individuals, may also offer funding for medical alert devices. Each state administers its own Medicaid program, so it's important to check with your state's Medicaid office for information about coverage in your area.

The Home and Community-Based Services (HCBS) or consumer-directed services program, which is available in some states, may also offer financial help to older adults who want to live at home but need additional assistance. This program is designed to help seniors stay in their own homes instead of going to a nursing home or assisted living facility.

Medicare Advantage, or Part C, plans are managed by private insurance companies and often provide additional benefits above what Original Medicare covers. You can ask your plan provider if it offers a medical alert system benefit, but you may have to pay more out of pocket for this coverage.



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