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How to File a Boat Accident Claim

Boating can be fun and thrilling, but it could quickly become dangerous if not cautious. Like cars, boats must adhere to strict safety rules to avoid injuries.

If you've been injured as a result of an accident on the water, you could be eligible for compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

When someone is involved in an accident while boating, the most important step is to collect evidence and contact an attorney. It is also crucial to seek medical attention as soon as possible for any injuries that may have occurred. Medical documents and other evidence are needed to prove claims for damages, such as future and present medical expenses and loss of income or earning potential, property damage and non-economic damages like suffering and pain.

Photos and video footage are valuable in preserving evidence from the scene of an accident. Eyewitness testimony can be a valuable piece of evidence since it provides details about the collision that otherwise would be ignored. You can also utilize police and incident reports to establish the timeline.

A skilled lawyer can analyze the evidence and determine who might be accountable for victim's injuries as well as the associated expenses. A successful negligence claim in an accident on the water usually involves multiple parties that are liable, which includes the boat's operator and the owner or manufacturer of the watercraft.

A reputable lawyer is able to manage all communication with insurance companies that will be involved in a claim of a victim for compensation. A lawyer can help victims not to say anything that could be used against them in a court of law and also aid victims in obtaining fair settlements for damages.

2. File a report

The first thing you should do following a boating accident is to make sure everyone is safe. Then, you must contact local law enforcement agencies and make a report of the incident. Depending on the state laws and regulations, you might only have 48 hours to make a report in case of death or serious injury needing medical attention above first aid. You may also have ten days if you are unable to find the boat or if the accident results in more than $2,000 in damage.

You should also stay at the site of the accident to help other boats or people, if you can, without putting at risk your own safety or that of the victims. This will enable the police officer to note important details like how the accident happened and who was on board at the time of the crash, and what caused it.

Unfortunately, even highly trained and experienced boaters can be involved in water-related accidents because of someone else's negligence. An experienced attorney can help you identify the negligent party who caused your damages and pursue compensation. Damage to property, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in financial compensation for your pain and discomfort and loss of quality of life, as well as emotional distress caused by the incident.

3. Examine the damage

After medical professionals have examined the injuries of everyone and are in a safe place it is crucial to take a good look at the damage to the boat. This is when you start looking at your insurance policy and what it will cover.

A surveyor will be assigned your claim and come out to assess any damage caused by the accident. The surveyor will then compare the damage to what was originally stated by you. They will then start figuring out the amount of damage that could be worth.

Most boat accidents are caused by a combination of factors, and it is impossible to control all of them. If there was a defect on the boat, you may be legally able to file a lawsuit for product liability against the manufacturer who manufactured the boat.

In these cases, you need an attorney with experience boating claims. They can put together an argument that is strong and proves the manufacturer was responsible for the accident.


It is important to keep in mind that different types of boats are covered by insurance policies in different ways. For instance homeowners insurance is typically only cover smaller boats with an engine which is less than 50 HP. Homeowner's insurance does not cover jet skis, larger vessels, or airboats.

4. Contact an attorney

Inform your insurance company whenever you feel secure and have been to an emergency room for any injuries. It is likely that you will need to notify them even there is no police report filed. Be wilmington boat accident attorney when providing details to insurance companies, since they often try to determine who is at fault for an accident. This can decrease the amount of compensation that you receive. The NYC boating accident lawyers at Mirman Markovits & Landau work to prove and limit these claims.

If you can you, it's a good idea to gather information about the other boat operators or owners who were involved in the crash. Included in this list are their address, name, and phone number, as well as any insurance details. It is also helpful to keep a copy of the accident report filed.

Boat accidents can be a nightmare and cause serious injuries. They can be a source of significant medical costs, lost wages, and even damages. The parties responsible must be accountable for any harm they caused. You won't get the amount you are due if you do not consult a seasoned New York injury lawyer as quickly as is possible. This will allow you to concentrate on gaining more and level the playing fields.

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