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Accident Law 10 Things I'd Like To Have Known Sooner
What Types of Damages Are Included in Accident Compensation?

Insurance companies are usually skilled at reducing the compensation you receive after an accident. They might question the seriousness of your injuries, or even suggest that you were the cause.

Don't let them pressure you to settle. Collect all the information you can including medical records, police reports witness testimony, photos of the wreckage, and much more.

Medical expenses

Medical expenses are a critical part of any accident compensation claim. This category of damages encompasses an array of medical-related expenses, such as hospital bills as well as doctor visits, ambulance fees prescriptions, and other medical expenses relating to injuries that were sustained during an accident. This type of damage may also include extra costs like physical therapy and follow up care to ensure that the victim's injury is fully healed.

These expenses must be documented and included in any settlement request for an accident. The insurance company will evaluate them to determine whether they are reasonable and needed. It is based on the type of accident that was involved and the severity of the injuries. For example, if a person's injury required the amputation of a limb the person will likely require more ongoing medical treatment and rehabilitation than someone who has sprained their ankle during the course of a fall.

Generally, an insurance company will pay an injured person their medical bills as they come in. The reason for this is that they don't expect the injured person to pay for their medical treatment regularly. The insurance company hopes that the bills will be paid for through the accident compensation payout.

Many people have health insurance that covers the majority or all of their medical expenses, but some do not. In the event that a car accident victim's insurance doesn't cover all of their medical expenses it is possible for them to apply for personal injury protection benefits (PIP) through their auto insurance. These benefits can pay for a victim's initial hospital visit and any emergency room or ambulance charges they incur.

In most cases, the accident victim's medical insurance will cover any remaining expenses after all other insurances have been exhausted. But, hospitals might request that a patient sign a lien agreement that grants the patient the right to collect what they are owed from the settlement of a personal injury.

Some drivers also have "med-pay" coverage in their car insurance policies which covers medical expenses up to a certain amount, such as $10,000. In this instance the victim's auto insurance will pay all medical expenses up to a certain limit. The remaining balance can be refunded from the settlement they received from their accident.

Suffering and pain

In a personal injury lawsuit it is possible for pain and suffering to be granted as non-economic damages against the person who was responsible for the accident. These damages are meant to compensate you for any emotional or physical trauma you've suffered from the accident. These damages are harder to quantify than medical costs or lost wages but can be equally devastating.

Your lawyer can employ different methods to determine the worth of your pain and suffering. For instance, they might ask you to give details of how your injuries have affected your life and if the injuries will have lasting effects. They may also ask for detailed medical documentation detailing your injuries, photos of the wreckage and other physical evidence to support your claim.

Physical injuries that result from an accident can be painful and they can last for days, weeks months, or even all of a lifetime. They can affect your daily routine, cause you to miss out on certain activities and even change your life. In addition to physical pain, accidents usually cause emotional distress and mental anguish as well. This is known as mental anguish under Florida law and can include various symptoms, which include depression, anxiety shock, grief, fear and rage.


The more evidence you can give of the negative impact of your injuries, the more likely an insurance company or judge will award you compensation for pain and suffering. It is crucial to collect as much information as you can regarding the accident and the injuries you sustained including police reports, medical documentation images of the scene and witnesses' testimony.

It is essential to know that there is not a fixed amount for pain, suffering, and other damages. This means that your attorney will have to gather as much evidence to show the value of your claim. Prepare yourself for a deposition, where the defense attorney will inquire about your injuries and how it has affected your life. Be prepared to answer in a straightforward, honest and factual way to maximize your settlement. A competent lawyer will help you prepare for this, so that you can present a convincing and strong argument.

Property Damage

Car accidents can also cause damage to the victim's property. If you can prove you were the victim of negligence caused by another driver in a crash, you may be entitled compensation for property damage. This includes reimbursement for the value of your car as well as other personal possessions. This is also known as economic damages. It covers all costs out of pocket that you incurred due to the accident.

It is important to keep track of all the expenses that you incur for property damage following an accident. You must have receipts and bills that detail the exact price of each item. These documents will be required when you file a claim for damage to your property with the insurance of the at-fault driver's company. It is also an excellent idea to capture photos of the scene of the accident and any damage you may have sustained. This will allow you to receive the most substantial amount of damages to your property that are possible.

A common mistake people make is to undervalue the value of their property damaged. It is essential to have an expert appraise the worth of your property so that you do not miss out on important damages to your property. Your lawyer can help you determine the value of your property and help in submitting your claim.

You should also call your insurance agent as soon as you can to report the accident. This will ensure you meet the deadline of the insurance company for making a claim for damage to your property. It will also give you more time to dispute the value of your property if do not agree with the insurer's decision.

A car accident is an emotional experience that can alter lives in a flash. The financial and emotional consequences can be devastating for victims and their families. It is crucial to get a lawyer on the case immediately when you've been injured through a car accident. This will allow you to receive the compensation you deserve.

Lost wages

Missing out on a paycheck can be a huge blow to anyone living paycheck-to-paycheck. It's even more painful when you are unable to return to your job immediately. After a car accident most people are forced to use their vacation pay, sick leave or PTO to recover. However, these benefits are only available if your employer allows them or if you have enough money saved to cover you until you are able to resume work. If you file a claim for lost wages, you're seeking compensation for money you've missed out on due to your injury.

If you are able to return to work, but only in the capacity you are able to use (such as light duty) then you could owe money for the difference between your salary prior to the accident as well as the rate you earn now. This includes any overtime or performance bonuses you could have earned. You must submit proof of these losses, such as pay stubs as well as other documents related to your wages. It is also possible to submit other documents, such as invoices, profit-and-loss statements and more.

Loss of wages are a type of special damages that must be proved in order to be given. This is different from general damages, which are based upon what the law "presumes" and don't require much evidence.

Remember that green bay accident law firm of future income is also included in your claim. This is referred to as lost earning capacity and is determined by a professional.

In New York, if you submit a valid claim in the first 30 days and your doctor determines that you are unable to work, then the at-fault driver’s insurance company must compensate you for lost earnings or wages. Your own auto insurance policy will pay up to $2000 per month for up to three years, until you are back at work.

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