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Forget New York Accident Lawyer: 10 Reasons Why You No Longer Need It
A New York Accident Lawyer Can Help You Understand the No-Fault Insurance System

Car accidents are a regular occurrence in New York City. While the majority of them are just collisions between cars, some may cause serious injuries. The injured party must immediately call 911 and seek medical attention.

A New York car accident attorney can assist victims with their legal issues following the crash. They can assist in obtaining the compensation they need for medical expenses and lost wages.

No-fault insurance

New York is a no-fault insurance state which means that drivers passengers, pedestrians, and bicyclists are automatically protected by their own auto insurance policies for medical expenses, lost wages, and other incident-related expenses. This has helped protect car accident victims against being burdened with out-of pocket expenses. However, it is important to understand what it means.


To be eligible to benefit from No-Fault insurance, you have to meet certain requirements. First and foremost you must have been injured in a car accident that took place in the state of New York. You must be a driver or passenger in the vehicle insured, or a cyclist or pedestrian struck by the vehicle. The injured party also must be treated in a hospital or by a certified provider. You must also have suffered "a serious injury."

Serious injuries are defined by the New York State Insurance Law as being a long-lasting and significant loss of function, permanent disfigurement, or death. These are all extremely severe injuries, and can have a profoundly negative impact on the victim's life. If you've been injured in an New York car accident, an experienced New York injury attorney can help you get the compensation you deserve.

In You Tube of a serious auto crash A lawyer can help you in a variety of ways. They can help you understand your legal options, conduct an in-depth investigation, and negotiate with the insurance company on your behalf. They may also file a lawsuit in court on behalf of you against the negligent driver who caused the accident.

You could be required to pay astronomical medical costs as well as lost wages and other expenses following a serious car accident. No-fault insurance is able to cover these costs and other expenses, so you should seek treatment following an accident, even though you feel fine.

If you're unable to return to work, no fault will cover 80% of your lost wages up to $2,000 per month. It can also cover an important portion of the cost you incur out-of-pocket which includes the cost of household assistance.

Insurance companies often try to deny you coverage for no fault by arranging an IME or EUO (Independent Medical Examination or Exam Under Oath). The requirement to attend is that failure to do so may result in retroactive denials of benefits.

Pure faults that are comparable

In a majority of car accident lawsuits, the plaintiffs are either completely or partially accountable for the crash. The law permits the injured party to claim damages based on the percentage of fault that can be given to them. This is known as pure comparative fault. Pure comparative fault is different from modified comparative fault, which limits the amount of fault that a claimant can be deemed to have in order to disqualify them from financial compensation. Modified comparative fault states typically place the limit between 49 and 51 percent.

In the event of a car crash, the plaintiff must prove two things to be legally responsible for the accident the other being negligence and causality. Negligence refers to breaking a law or acting in reckless disregard. Causation refers to the way in which the negligence directly led to the injury. To prove legal responsibility the plaintiff has to show the economic losses resulted from their injuries, such as medical bills, lost income, and travel costs to appointments. Non-economic losses include emotional trauma and suffering and pain.

New York is among the 13 states with a pure comparative fault law, which means that the injured party could still be able to claim compensation even if they were partially at fault. However, if the claimant is found to be more than 50% at fault, they will be exempt from any claim for damages. In this case it is essential to consult with a seasoned attorney.

Comparative fault is applicable to any personal injury or wrongful death situation in which the victim (or their heirs) have suffered mental or physical damages. However the concept of comparative fault is slightly more complicated in the case of wrongful death claims.

It is important to understand the concept of comparative negligence before filing claims for compensation following an accident in New York. Your lawyer will work with insurance companies to get you the most compensation for your injuries.

Joint and several liability could be used in the event of several defendants. This is a method that divides the judgment between all the defendants if the jury finds that you are jointly and severally responsible for the incident. This is a great way to ensure you get the maximum amount of compensation for your injuries.

Insurance company tactics

Car accidents are stressful enough, but the aftermath can be even more challenging. Injured victims are often confronted with medical bills, loss of income due to not being able to go to work and physical pain. Rent and other costs of daily living are also a major concern. They don't need to endure the delay tactics employed by insurance companies to get them to accept lower settlement offers.

Insurance companies are in business to earn money. They accomplish this by denial or reduce your claims. Insurance agents will use every tactic possible to deny you the money you deserve. It is crucial to employ an experienced New York car accident attorney to level the playing field. The attorneys at Mirman Markovits & Landau PC are seasoned in fighting for the rights of car accident victims. Our attorneys will fight insurance companies' devious strategies.

Insurance companies will do all they can to delay your claim or slow negotiations to save as much as possible. They will also try to evade responsibilities by arguing that your injuries are not caused by the crash or that they don't require treatment. They might even claim that your crash was caused by an earlier medical condition.

In some instances the insurance adjuster might offer a settlement that appears reasonable. This is a classic scam that many people fall for. In reality, this offer will be significantly lower than what you actually need to pay for your medical treatment and other damages.

The law in New York requires all drivers to have no-fault insurance. It is not uncommon for people to be injured while driving another's vehicle or in their own vehicle. The most frequent causes of accidents are reckless driving, distracted driving, and speeding. Distracted driving occurs when a driver is using a device to send or receive text messages, make phone calls or listens to music while driving. Distracted driving can result in drivers losing control of their vehicle, resulting in serious accidents. Other causes of crashes are drunk driving, road conditions, and weather conditions.

Reckless driving

If you've suffered injuries in a car crash caused by reckless driving, you could be entitled to compensation. A New York City reckless driver accident lawyer can help you in investigating the crash to determine who may be accountable for your injuries and damage. They may also bring a lawsuit or claim against the driver to recover your damages.

The New York criminal code defines reckless driving as the practice of operating a vehicle in a manner that poses a threat to the lives and safety of other drivers and people on foot or on bicycles. To convict someone the police officer must prove more than mere negligence or recklessness. The officer must prove that the driver was aware that their actions could result in an accident or put others in danger.

In some instances, even a minor traffic offense can be considered a form of reckless driving in New York. For example, running the red light or stopping sign could cause serious injuries and accidents. If the driver is found to be driving recklessly, they could be found guilty of a misdemeanor offense and could face either a fine or jail sentence.

Unsuspecting driving can cause serious injuries to pedestrians, other drivers, and bicyclists. If convicted of this crime will be subject to points added to their license and may be subject to massive fines. This could result in driving's premiums rising significantly. It is crucial to employ a New York reckless driving accident attorney who will ensure that the driver is convicted on a fair basis.

The laws governing reckless driving in New York are quite strict and can lead to substantial penalties that include fines and jail time. The severity of a penalty depends on a variety of variables, such as the severity of an accident and if there were aggravating circumstances. A reckless driving conviction can also result in the suspension of a driver's licence.

A seasoned reckless accident lawyer will know how to determine the causes of a crash and gather evidence to demonstrate your innocence. This could include witness statements as well as cellphone records to look for distracted driving, images and videos from the scene of the crash as well as official medical reports and toxicology reports. They will file and defend lawsuits or insurance claims to ensure you receive the maximum compensation for your injuries.

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