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許多菲律賓人沒有銀行賬戶。但是，如果您沒有銀行賬戶，貸方可能仍會考慮您的申請。擁有銀行賬戶向貸方表明您在財務上獨立並且能夠償還貸款。此外，一些貸方可能需要銀行賬戶作為貸款的抵押品。
GCash
貸款比較平台 ，GCash 是一個不錯的選擇。該公司與頂級保險公司合作，提供各種用途的貸款產品，包括旅遊、教育和寵物。與傳統銀行不同，傳統銀行需要多份實物文件並且可能存在不公平的收款做法，GCash 承諾提供快速且無障礙的申請流程。
GCash 的在線貸款應用程序可以幫助您在沒有銀行賬戶的情況下支付大宗採購和其他物品的費用。它提供靈活的分期付款計劃，讓您可以隨著時間的推移還清貸款。它還允許您借用多達 PHP 50,000。利率從每月 0% 到 4.99% 不等，最短還款期為 14 天，如果您願意，還可以更長。
在沒有銀行賬戶的情況下申請 GCash 在線貸款菲律賓時，您可能需要提供您的政府身份證和您自己的照片或視頻。一些機構要求您提供銀行賬戶對賬單和遠期支票以證明您的支付能力。您必須小心保護您的銀行帳戶信息的安全，並且不應與任何人分享。
GCash 是菲律賓流行的移動支付應用程序。它擁有超過 5500 萬用戶和各種服務，使菲律賓人更容易進行交易。使用該應用程序，您可以支付賬單、購買保險和進行捐贈。 GCash 還提供移動信用額度，允許您以低息借入最多 30,000 比索。
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