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However
As a financial advisor you are suppsed to explaine it to them
To opt for
Income based replayment
Income dependent Repayemnt
ICR
Inshort so that you can save some money on your current replayments right now
Always remeber
we nfocus on the long term goals of a CX on a short term achievement which we can give to a CX as a service and we can make some money out of it
because at the when we are going to do the calculations for the CX
We will be able to save around 20k or 30k or 40k dollars in forgiveness
HOW IN FORGIVENESS ?
I enrolledKshitij enrolled in a program and Khitij needs to stay in the program for 15 years
In these 15 years if kshitij is not earning then after that let's say his loan right now is 30k after 15 years it would be around 75k but that entire 75l would be repayed by the Department of Education
Kshitij did his work Kshitij recertified himself every year
Whenever he was earning he was paying a repayemnt and whenver kshitij was not earning he was submitting his document so that kshitij can stay legal in that program
In the end He will save XYZ amount.
We are gonna get more CX who have the issue of the affordability
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