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Third, do Visa prepaid debit cards offer direct deposit like most traditional banks do? The correct answer is Yes! Most prepaid cards, Visa or Mastercard, provide direct deposit credited straight away to their online checking account, credited to their card balance. In fact, most 'free checking account' require direct deposit sustain the account 'free'. So once again, not much difference between prepaid and checking accounts, just no actual paper checks.

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