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A wallet telephone is a mobile device that combines a credit card with a phone. There are several companies involved in this research, including Samsung and Cellular South. MasterCard and Visa have multiple wallet phone trials underway, and Discover has given nearly 100 of its employees "wallet phones" to use for contactless transactions. Other companies are working on wallet phones, including VeriSign, the maker of mobile wallet software, Ecrio, and handset maker Qualcomm.
The emergence of a wallet telephone is a logical step in the evolution of mobile payments. As the price of client-side electronics for NFC transactions drops, handset makers will be more likely to include the functionality. Carriers are also highly motivated to provide wallet telephone functionality. They are constantly looking for new ways to generate recurring revenue. By allowing customers to pay through a wallet phone, they can operate like a credit card company and skim pennies from every transaction.
Another use of a wallet telephone is as a mobile terminal. This device can perform secure transactions over a wireless Internet connection. In addition to storing personal information, a wallet telephone can function as a smart card. 19 รับ 100 can replace a wallet or ATM card, as well as credit or debit cards and even membership cards. It can also be used as a form of ID, as it can serve as a driver's license or student ID card in a pinch.
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