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REGULATIONS
CFPA| Consumer Financial Protection Act/ improves accountability and transparency in financial system to protect consumer.

ECOA| Equal Credit Opportunity Act/ makes it unlawful to discriminate with respect any aspect of a credit transaction.

FACTA| Fair and Accurate Credit Transactions Act/ increase privacy protections to prevent incorrect usage of consumer information.

TILA| Truth in Lending Act/ assures that the information is clearly disclosed before the loan is signed.

UDAAP| Unfair, Deceptive or Abusive Act or Practices/ protects consumer if any UDAA is engaged.

GLBA| Gramm Leach Bliley Act/ implement conditions under which Flagship can disclose nonpublic personal information.

SCRA| Servicemembers Civil Relief Act/ protects US citizens in active military service for certain benefits.

TCPA| protects consumers by requiring Express Consent prior to using any of these methods to contact the borrowers.
     
 
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