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Why You Should Hire a Car Accident Lawyer
A car accident can change your life in many ways. It can cause injuries you didn't think you would suffer, as you race to the hospital to receive medical treatment and worry about paying medical bills. While time and healing may help you heal, it is important that you work with an attorney to ensure that you receive compensation for your economic losses as well as medical expenses.
Driving distracted can lead to serious accidents
Distracted driving is one of the main causes of motor vehicle accidents, and it is now an extremely serious health risk for the public. A Virginia Tech Transportation Institute and National Highway Traffic Safety Administration study found that driver inattention is the primary reason for 80% of automobile accidents and 65% of near-accidents. The use of cell phones is the most prevalent cause of distraction, but it's far from the only one. Research has shown that drivers who talk on the phone while driving increase their risk of a crash by 1.3 times.
Conversations with passengers are another frequent source of distraction. Although conversations are generally harmless argument or heated conversations during driving can be incredibly distracting. Many drivers are also distracted when driving with their children. Parents are often distracted when their children have temper tantrums in the car.
According to the NHTSA each year distracted driving is responsible for 1.6 million accidents on roads. In 2017, three thousand people died because of distraction. This is alarming but they may underestimate the actual number of fatal crashes. Every year, 421,000 people get injured in distracted driving accidents.
Distracted driving can lead to accidents due to a variety. These include eating and eating, texting, speaking to passengers, fiddling with entertainment systems, and even surfing the internet. But the most dangerous distraction is texting. It takes a driver's attention off the road for about five seconds. This is equivalent to driving on a football field with your eyes closed at 55 mph. While it's not illegal to use a mobile phone while driving, it is unlawful to send and receive messages via text while driving.
Teens are more likely to use cell phones for tasks than adults and often do so in more dangerous situations. A recent study conducted by the NHTSA and Virginia Tech discovered that teens are four times as likely to be involved in distracted driving accidents than adults. Untrained driving can also cause teens to be involved in dangerous driving situations.
Distracted driving can be stopped by setting rules and setting an example. Parents and instructors can speak to teens about safe driving habits and encourage them to stay away from driving distracted. In addition, employers and teachers can assist in spreading the message about the dangers of driving while distracted.
Coverage for motorists who are uninsured or underinsured covers medical expenses
You must ensure that you have uninsured/underinsured motorist insurance (UM) in the event of being involved in a crash. These policies will cover medical bills if someone else is at fault. It's especially helpful if the other driver doesn't have enough coverage. Most liability insurance policies cover bodily injury up to $25,000, however the coverage of underinsured motorists can go up to $100,000. It's a pricey and prolonged legal battle to get that much money back and you'll want to ensure you're protected.
In the event of an accident, uninsured or underinsured vehicle insurance pays medical bills after an accident caused by a driver with no insurance. It can cover your own medical expenses as well as those of any other passengers in your vehicle at the time. It may also cover your passengers' lost wages. UM coverage kicks into effect if you are hit by an uninsured motorist. It also covers hit-and-run accidents.
If you have less than the minimum limit of liability for your car the coverage for underinsured motorists can be very beneficial. These limits could be as low as $15,000 , based on the law in your state. This could make a huge difference. Apart from covering medical expenses, underinsured motorist coverage also pays for property damage and funeral costs.
Uninsured or underinsured motorist insurance is the best way to safeguard yourself against drivers who are not insured. It covers medical expenses as well as pain and suffering, lost wages, and even funeral expenses. Uninsured motorist insurance might not be required in all state, but many do. Therefore, it is important to purchase it if live in an area where insurance for uninsured motorists is required.
It's crucial to obtain uninsured or underinsured motorist insurance as it will pay for medical bills if another driver is at fault in an accident. It's important to keep in mind that the rates for drivers who are uninsured can vary from one state to the next. A study from the Insurance Research Council showed that one in eight drivers was uninsured in the state of Mississippi in the year 2019. The rate in Massachusetts is only 3.5%. The coverage limit is an important aspect to consider when purchasing insurance coverage that is underinsured or uninsured. Although most drivers have the same limits for liability insurance, higher limits can result in higher rates.
Uninsured and underinsured coverage covers medical bills and damages for you if you're responsible for an accident. It functions in the same way as liability bodily injury coverage which covers medical expenses and allowing you to repair your car.
Peoria Statute of Limitations on Personal Injury Lawsuits
There is a possibility of a legal claim against the party responsible when you or your loved one was injured in a car accident. It is important to consult an attorney who has experience in handling personal injury cases. In addition to assessing fault, a personal injury lawyer will be able to determine the damages you might be entitled to.
There are many kinds of accidents that can cause catastrophic injuries. A car crash involving an enormous commercial truck could cause severe injuries. These crashes are subject to different rules than traditional motor vehicles. A Peoria truck accident lawyer with experience handling truck accident claims is your best option.
The statute of limitations in PeORIA for personal injury lawsuits is very short. Typically, the deadline is two years from the date the incident occurred. However, this may change depending on the type of personal injury case. For instance, if were injured in the course of employment your case may be subject to an additional statute of limitation. If the employer is negligent then you may be entitled to compensation for your pain and suffering.
In certain circumstances the limitation period could be extended, especially when damages are not readily apparent. A new mother might not realize that her doctor was negligent and she was unable to breastfeed her baby. In this instance, the clock will stop ticking after the mother has realized that she was injured and will need time to heal.
If truck accident lawyer peoria was caused by someone else's negligence, you may file a lawsuit against the negligent party that caused the injury. Typically the statute of limitation for personal injury lawsuits in PeORIA is two years following the date of the accident. It is possible that you lose crucial evidence and rely on witnesses that are less trustworthy if not file your claim by the deadline. But, you don't have to give up on your dream without the assistance of a professional Peoria injury attorney's help.
In Illinois, personal injury lawsuits must be filed in a timely manner otherwise, you could miss out on a successful claim completely. It is recommended that you consult with an attorney who specializes in personal injury to find out more about your legal options.
Read More: https://theaccidentlawcenter.com/peoria-il-accident-injury-lawyer-attorney-lawsuit/
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