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Premium :-
base 10% ----self,spouse(no age limit),siblings(under 25)/chidren(under 30) ------NO EXTRA PREMIUM
if total = 30k ......company can charge max 50%
claim - cashless/cash(reimburseent claim)... NEW INDIA INSURANCE LTD.
minimum 24 hrs of hospitalization required for insurance.....or some treatment done like fracture ,cataract ...these are day care ...dental covered ( RCT and cap only)
MEDIBUDDY.in----for list of hospitals
EXISTING Diseases covered from day ONE
TOP UP(1-6 lakh)(approx 1000 rs /lakh per year) - normal chemo, 3500(dental)
or TOP UP PLUS(7,15,20,25 lakh) --- robotic surgeries , advanced chemo, 10000( dental )
IF NO TOP UP OR TOP UP PLUS THEN IN CASE OF EMERGENCIES ( FOR BOTH DEPENDENT AND YOU)
CORPORATE BUFFER------ CRITICAL(3LAKH)OR SUPERCRITAL DISEAsES (5 LAKH)
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