Notes

Title: [Phisphing Scheme/Bank Drops, Money Orders, and Loans]

Example: [Phisphing scheme, Money orders, and Loans] Kyler Marcos- Scammer



Name: Kyler Marcos

Faction(s): 62 Harvard Park Brims

Explain your idea (200 words minimum): Here's my ideas I have a few in fact, first we will talk about money order now how this will work. I will make and print out a fake check in character, after printing out the fake check which will look almost identical to the real Fleeca bank check, I will have someone in character go and cash that check in for me at the Fleeca bank, now for the amounts of the check it will be anywhere from 5K-10K nothing more than ten thousand and nothing less than five thousand, the higher the money goes the higher the risk it is.



Now we will move over to the Phisphing Scheme, this has been talked about multiple times with other characters doing this scheme but this is my version and how it will go down, I will create a Phisphing link via a Phisphing website ICLY, I'll be using a botting program to mass generate messages, sending out a link to random numbers and the like - usually under the guise of a security threat. The link itself will lead to a domain created to mimic the FLEECA banking website, where the victim will be prompted to punch in their information. In turn, granting me access to their banking info that I can use to forge checks, take that money and Drop it into another players account where I will then take out the money from the other players bank.



Loans, this is probably the easiest and oldest fraud method in the world, this will be done also purely IC nothing will be NPC'd during this at all. Here is what I will do, I will contact people Via text message through a botting program, basically telling them that they're eligible for a loan with their bank once they're told that, I will ask for all of their information ranging from their address, to their Social Security Number, to card information, and bank information then that is when I will apply for the loan for them in their name, being that I have all their information and they willingly gave that to me? I will then take that information after I applied for the first loan, and maybe apply for a bigger loan in their name, it all depends on how my character feels during that time and how grimey he and how money hungry he is at that time, because in the real world you have to have no heart if you're going to be scamming people because in a lot of cases you can ruin somebody's life with just a few clicks of a button, I know it's messed up but it's the way the world works. No one is forced to interact with this if they do not want to, it will be dope if they do because this is very common in the real world.

References / Research: Being that I stay in a city where Scamming is at a all time high, and most people are doing it now or days I know how a lot of scams work, you even have people PUNCHING, for automobiles which I have seen with my own eyes, it's a high risk but that risk is worth taking due to the payout of these scams.

What you want from IFM (use ballpark amounts if applicable):

Money every-time I complete this Scheme.