Notes

Finance, Credit, Investments -- Economical Categories
Scientific gets results in the hypotheses of finances and even credit, according to be able to the specification in the research object, are usually characterized to end up being many-sided and many-leveled.

The meaning of wholeness of the economical relationships formed in the process of development, distribution and using finances, as funds sources is broadly spread. For example, in "the standard theory of finances" there are two definitions of finances:

1) "... Finances reflect economical relations, development from the funds of money sources, in the process regarding distribution and redistribution of national receipts based on the distribution plus usage". This definition is given relatively to be able to the conditions involving Capitalism, when cash-commodity relations gain universal character;

2) "Finances represent the organization involving centralized ad decentralized money sources, inexpensive relations relatively together with the distribution plus usage, which function for fulfillment from the state functions and obligations and also provision of the conditions in the widened further production". This particular definition is delivered without showing the particular environment of the action. We reveal partly such description of finances in addition to think expedient to make some requirements.

First, finances defeat the bounds of distribution and partage service in the national income, though it is a simple foundation of finances. Also, formation and usage of the depreciation fund which is the particular part of economic domain, belongs certainly not to the distribution and redistribution involving the national revenue (of newly shaped value during some sort of year), but for typically the distribution of previously developed value.

This particular latest first shows up to be a new part of value of main industrial funds, later it is moved to the expense price of a ready product (that would be to the value too) after its realization, in fact it is set the depression fund. Its source is obtained into account in advance as a depressive disorder kind in typically the consistence in the all set products price range.

Next, main goal regarding finances is much wider then "fulfillment of the state features and obligations in addition to provision of circumstances for your widened further production". Finances are present within the state level and in addition on the particular manufactures and branches' level too, and in such problems, when the most part of the manufactures will be not state.

V. M. Rodionova features a different placement about this issue: "real formation of the money commences on the stage of distribution, once the value is understood and concrete economical forms of the particular realized value are usually separated from typically the consistence from the profit". V. M. Rodionova makes an feature of finances, since distributing relations, if D. S. Moliakov underlines industrial foundation of finances.

Although both of these people give quite confirm discussion of budget, as a technique of formation, submission and usage of typically the funds pounds options, that happens regarding the following associated with the finances: "financial cash relations, which often forms in the process of supply and redistribution regarding the partial associated with the national prosperity and total cultural product, is related to the subjects involving the economy and formation and usage of the state cash incomes and savings in the particular widened further manufacturing, in the materials stimulation of typically the workers for pleasure of the society cultural along with other requests".

In the manuals regarding the political economic climate we meet using the following definitions regarding finances:

"Finances associated with the socialistic point out represent economical (cash) relations, with the aid of which, in the way of planned circulation of the earnings and savings typically the funds of funds causes of the point out and socialistic companies are formed for guaranteeing the growth involving the production, rising the material in addition to cultural level involving the people as well as for satisfying other general society requests".

"The system of design and usage involving necessary funds associated with cash resources regarding guarantying socialistic increased further production signify exactly the finances involving the socialistic modern society. And the totality of economical relationships arisen between point out, manufactures and companies, branches, regions and separate citizen in line with the movement of dollars funds make financial relations".
Onviqa As we have seen, definitions of finances made by financiers and political economists tend not to vary greatly.
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