Notes

Driving Without Insurance in Illinois
As mentioned earlier, car insurance is not mandatory for motorists in Illinois unless they are at fault. However, if you are at fault or your driver's license is suspended you can still be charged with a driving under the influence of drugs or alcohol. The penalties involved in this case are pretty high. You can lose your privilege to drive forever.

A suspended license also means that you cannot legally drive your car until you have restored your driving privileges and have proof of proper insurance. For the most part, it is only the first few months when your driving record is expunged but some parts of it are left on your records for a longer period of time. This can include any traffic offenses. Some drivers choose to drive without insurance even while their record is expunged.

Most states will not allow you to legally drive if you have had a hit-and-run accident and driving under the influence of alcohol is a chargeable offense. If you do not know what your auto insurance policy states, you should contact your provider immediately and ask for a copy. This is your best chance to get legal coverage if your record is expunged.

Some other things you should know before driving in Illinois include the penalties for moving violations, failure to appear in court, and failure to pay a fine. For those who fail to pay their fines, the judge will suspend their driving privileges for up to 6 months. If you have been convicted of moving violations, you can be suspended from driving for up to one year.

When you are stopped by a police officer, the officer will review your driving record as part of his or her duty to check your state's driving laws. Based on this information, the officer can determine whether or not you are eligible to drive or if you are guilty of driving under the influence of drugs or alcohol.

Other things that the officer can check include your ability to drive due to medical conditions and the type of car you drive. A judge can suspend your driver's license for up to two years if he or she determines that you are unfit to drive.

It is also possible to receive reckless operation charges that can result in up to one year in jail. jail and fines up to $10,000.

T here is also the chance that you could receive one of the three classifications of reckless driving. These are Class A, B, and C. If you are found guilty of these, you will lose your license for up to three years. Any time in jail will have an added penalty.

Even a minor traffic violation can lead to having your license suspended. One such violation is failure to yield. Your driver's license will be suspended for up to 30 days and any other driving infractions will be reported to the Illinois Department of Motor Vehicles.

If you have been convicted of a minor traffic violation, you might find that your auto insurance is more expensive than if you had not been convicted. For example, a person who was charged with driving without insurance in Illinois might be required to pay an additional fee for an uninsured motorist or bodily injury protection plan.

When shopping for auto insurance in Illinois, it is important to shop around and compare several insurance companies. You can also contact an insurance attorney to discuss the options and what you need to do if your record is expunged.

Make sure that your agent knows the circumstances surrounding your driving history. This is important to ensure that you get the most from your coverage and to avoid getting into a financial bind later.
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