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When you file a medical claim on your travel insurance it is critical to have the correct paperwork. I suggest you review the bills and documentation the medical facility offers you when you have them. Don't just put them in your bags and appearance at them once you return home. Here's why more info do not want to assume the paperwork's correct:
Us and 2 other families took a cruise in December 2006. The cruiseline's name isn't important since what happened certainly to me can easily happen to anyone. You don't even have to have a cruise - all you have to is to seek medical care from your regular doctor. While on this cruise my son got sick with a severe sore throat. I took him to the medical facility because our friends' daughter had strep throat each day earlier. Thankfully my son didn't have that.
I got the bills and documentation from the ship's medical facility the next day. Since I'm in the travel insurance business, and I understand how important the right paperwork could be, I carefully reviewed the documentation. I came across they hadn't filled in the diagnosis (that's important) and they also said they gave him 2 medications (they didn't give him any medications).
Had I waited until I arrived home and used those forms to file the claim, my claim would've been rejected. Plus, I doubt I'd have been in a position to even track down and obtain the doctor on the cruise liner to improve the bills after what is a month since being treated. And that assumes I could actually get in contact with the ship's medical facility, which is doubtful at best.
Steve Dasseos may be the CEO of TripInsuranceStore.com, the world's most informative travel insurance comparison website. It is possible to compare reputable travel insurance plans, get person-to-person service & advice. Contact Steve here.
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