Notes

Don't Lie on your own Car Insurance Application Forms
There's a curious - some would say quaint - Latin phrase some insurance professionals use to describe the partnership between insurer and insured. That phrase is uberrimae fidei and it means "utmost good faith". In other words, it means that the partnership is founded on both parties being totally honest with one another rather than telling any untruths - by commission or omission. In a nutshell, it's the reason why you don't lie on your own car insurance application forms.

Whether quaint or otherwise, this concept of utmost good faith is so central to the principles of the insurance business that it lies at the heart of every insurance contract. In the lack of such honesty, the contract itself can be null and void. What this means, needless to say, is that if you don't tell the truth on your own auto insurance proposal forms, the insurance could be declared invalid. Even though get more info 've been paying the premiums each month, if the insurer can show that you've acted in anything less than utmost good faith, in terms of creating a claim, the policy could be declared invalid and you also find that you are uninsured.

website is a thing that could leave you not only seriously out of pocket, when you have to fund all repairs and damage yourself, but could also put you in serious breach of the law by driving while uninsured. Therefore, the message is pretty clear - don't lie on your car insurance applications.

One of the areas in which people seem tempted to be less than truthful relates to previous motoring convictions. They quite rightly recognise that past infractions will undoubtedly be taken into account by the insurer when calculating the risks, potentially leading to an increased premium consequently. In try to avoid paying the higher premium, some people might be tempted only to lie, or not to divulge the complete truth about their motoring convictions. In case of an accident, especially one to which the police are called and something involving a subsequent summons to court, it's likely that the driver's record will come out. With this thought, there's a threat of the insurance provider then declaring that the insurance policy is actually invalid.

Some applicants for car insurance cover are sometimes economic with the reality when assessing hawaii of their health and their fitness to operate a vehicle. If the automobile insurance application form requests almost any medical declaration concerning your fitness to operate a vehicle, it could be extremely short sighted once more to lie about any of it. Still worse, needless to say, is to have told the same lies or to have exercised exactly the same deceit with the Driver and Vehicle Licensing Authority (DVLA) so as to secure or keep your driving licence. This is usually a criminal offence, your driving licence will be invalid and, along with it, would be any insurance you'd arranged.

When it come to car insurance applications you need to be completely honest about modified vehicles. Modifications - especially the ones that alter the performance of the automobile - are fundamental to the insurer's assessment of the chance of insuring the vehicle. If they feel they are misled, or lied to, the probabilities are that they'll consider whether to honour the insurance contract in its entirety.

Jon McGovern is from Tescocompare.com [http://www.tescocompare.com], the insurance comparison site where you could compare car
Website: https://te.legra.ph/Dont-Lie-on-your-own-AUTO-INSURANCE-Application-Forms-06-07