Notes

Medical Alert Systems For Seniors
Medical alert systems allow seniors to stay safely at home with the push of a button. But they can come with a high price tag including equipment and monthly fees.

To help with these costs, there are a few options available for residents. Look into local programs or speak to an eldercare attorney for guidance and recommendations.
Local hospitals

If your loved one lives in a senior living facility, ask their provider whether they offer a medical alert system. They might be able to get you a device that is simple to use and affordable.

Medicare doesn’t cover medical alarm systems, but Medicare Advantage plans may. Those on Medicaid could also qualify for free devices through their local hospitals.

Local non-profits that support seniors or veterans may be able to help you secure coverage with your insurance provider. They can also connect you with manufacturers that offer discounts for low-income individuals. Some companies offer cellular-only systems that don’t require a landline and typically cost less than their landline counterparts. These are a great option for people who don’t want to sign up for a long-term contract or can’t afford the monthly fee.
Area Agencies on Aging

The right medical alert system can offer peace of mind for seniors who live alone or caregivers for someone with a serious health condition. These devices can connect to a 24/7 monitoring center and send help requests when the wearer pushes their device’s button. The response team can notify emergency services, call family members, or both.

While Medicare does not cover medical alert systems, certain programs like Home and Community-Based Services may reimburse the cost under specific conditions. Some private insurance companies that offer long-term care policies also cover these devices. Additionally, some auto no-fault insurance plans will cover medical alert devices tied to car accidents. Contact your area agency on aging to learn more about available programs. In some cases, these organizations can even provide free medical alert systems for eligible individuals.
GEHA

A medical alert system is a great way to stay safe at home. These devices can alert neighbors or family members if you fall, have a medical emergency, or go out of the house unsupervised. These systems are often affordable and easy to install. Some even include a mobile option.

Many local non-profits offer financial assistance to help older adults afford medical alert devices. Some may also be able to help you navigate your insurance coverage. For example, some Tricare plans cover certain types of medical alert systems.

AARP offers discounts for its members on several products and services, including PERS devices. It currently partners with two systems that offer a discounted rate for members. You can also look for manufacturer discounts on bundled packages or yearly subscriptions.
Discount retailers

Medical alert systems provide peace of mind for seniors who live alone or are prone to falling. They allow them to call for help with the push of a button and connect them with emergency responders, caregivers or family members. These devices can be costly, however. Seniors on a budget may find it difficult to afford these systems.

personal alarms nz Many medical alert companies offer discounts for their customers, such as AARP members. These discounts can cover the monthly fee, equipment costs or additional charges like installation and activation fees.

Some long-term care insurance providers also reimburse for medical alert systems. The best way to find out if your plan covers these devices is to contact your insurer directly. You can also look for sales and holiday specials to save on these devices.
Medical alert providers

Medical alert systems are lifesaving devices that can connect seniors with caregivers or emergency responders in the event of a fall or other traumatic incident. However, these devices can be expensive, with monthly costs ranging from $20-$45 and additional fees for equipment and installation.

Many older adults may be able to save money on medical alert systems by taking advantage of discounts offered by manufacturers and other organizations. Other ways to cut the cost of a medical alert system include using long-term care insurance, looking for sales and holiday specials, or asking your insurance provider about coverage options.

Some senior veterans may be able to get a medical alert system for free through VA-approved home- and community-based services programs. In addition, local non-profits that offer financial assistance to older adults may be able to help with insurance coverage.
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