Notes

THE PRICE OF Visitors Not Having TRAVEL COVER For New Zealand
While many of our articles have centered on the sort of insurance we recommend for travellers to and from New Zealand, little is written about the burden on the taxpayer caused by those visitors who don't have travel insurance. This article will discuss some of the recent data and information regarding non-insured visitors to New Zealand.

Each year in New Zealand there are patients admitted to your hospitals that are ineligible for publicly funded healthcare because they're not residents here (plus they didn't meet other criteria). The kind of illnesses range from liver disease, angina, kidney disease, kidney stones, and abdominal pain, to name just a few.

Usually these people are treated at the trouble of the brand new Zealand taxpayer, with most of that money, amounting to thousands of dollars, being written off as bad debt by the District Health Boards that they fall under. Around total for New Zealand, over the 10 year period between 2000 and 2010, is $630 million. This debt will reach about $1 billion this decade, if you can find no changes to identification, billing and recovery cost systems currently used.

Statistics show that out from the three million plus travellers to New Zealand, 80% aren't eligible for free healthcare and the ones without travel insurance are a major burden on our health and wellness system. New Zealand's Minister of Health has publicly acknowledged the problem and contains stated in the media that systems will be tightened up. Measures being discussed include the sharing of information between government agencies, that can help check who is qualified to receive public care. For example, some accidents are covered by the Accident Compensation Corporation (ACC), however, not all.

The cost to travellers not only includes medical care, but also the cost of extending their stay. This can include changes to flights, additional costs of accommodation for them and their travel companions or family, phone bills, food etc. All these costs accumulate and may amount to tens of thousands of dollars.

The Immigration department recommends that visitors to New Zealand have comprehensive medical insurance for the entire amount of their stay. Some visa categories require compulsory medical and travel insurance (such as Working Holiday visas), so it pays to check on these criteria carefully before you begin travelling.

New Zealand inbound travel insurance providers have an array of options specifically designed for different visa categories, and their travel cover policies work best within the framework of the brand new Zealand health system. Furthermore, travellers may be surprised to find that travel insurance isn't costly. website and health insurance brokers can simply and quickly give quotes on insurance costs, for several lengths of stay. These brokers can also explain how the health care system works in New Zealand, and present an outline of who's permitted free healthcare and who's not.

So before the next visit, contact a fresh Zealand travel insurance broker to be sure you get the proper insurance cover.

Health and TRAVEL COVER Brokers Ltd are a niche independent insurance broker that specialize in travel and expatriate insurance, including cover for visitors, students and work visa holders arriving at New Zealand or Australia; and outward travel insurance including cover for many high risk activities.

We also cover TRAVEL COVER for all nationalities who are seeking to do 'high risk' activities including blue water sailing, off-piste skiing, professional rodeo etc. E mail us today to determine how we may help you www.healthinsurance.co.nz.
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