Notes

Affordable Dental Programs vs Traditional Insurance Plans
website at one point was the only real available option. That has been before birth of Consumer Driven Healthcare and in other words Discounted Dental Programs. dcf training comes with its drawbacks though of high monthly premiums, 6 to 12 month wait periods for major work only covering preventative care during this time.

Discounted Dental Plans were made to offer great savings minus the hassel's of insurance, offering members significant INSTANT savings with a minimal monthly membership fee.

So what is best for the needs of one's family? Let's compare the two and observe how they differ to see in case a Dental Insurance or perhaps a Discounted Dental Program would be best for your needs.

Characteristics of Traditional Dental Insurance Include:

Limitations, deductibles and annual maximums

Waiting periods for major dental procedures

Tedious and time-consuming written claims process

Limitations/exclusions on pre-existing conditions

Certain dental specialties, such as for example cosmetic dentistry, are rarely covered

Consumers pay expensive monthly premiums for defined coverage

Typically inaccessible to individuals and families unless supplied by their employer

Characteristics of Discount Dental Plans Include:

No annual limits, members enjoy discounts on most dental services throughout the year

Instant Savings

No paperwork hassles, plan membership card is presented for discounts of all dental services

No health restrictions

Plans include discounts on dental specialties, including cosmetic dentistry and orthodontics

Pay affordable membership fees for usage of a network of providers offering discounts on most dental procedures

Available right to individuals, families, businesses and groups

Discount Dental Plans are a great option to your traditional insurance offering instant savings without the normal wait period. Once you review the difference and you also begin to educate yourself you will discover that getting access to a Discounted Dental Program can save you hundreds of dollars a year.

When reviewing the price of Traditional Dental Insurance for a person + Family the monthly premium averaged from $94.00 to $108.00 a month having an annual maximum of $1,000.00 with a $50.00 deductible vs. your average monthly cost of a Discount Dental Plan at $20.00 for an entire household in order to start to see the immediate savings there.

Discounted Dental Programs have helped thousands of people save money on their Dental needs and normally include discount services for Vision, Prescription and Chiropractic care at no extra cost within their membership.

So what will work best for you? Do you want to continue steadily to pay the high cost of monthly premiums, wait periods, exclusions and endless time filling out forms or will you learn Discounted Dental Care and take the easy road with lower monthly costs, instant savings, no exclusions no paperwork?

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