Notes

Are Medical Alert Devices Covered by Medicare?
A medical alert device is a personal emergency response system that helps you call for help when you are unable to do so yourself. These systems connect with a central monitoring center 24 hours a day, seven days a week and send help when you press a button on a pendant or wristband. They monitor many aspects of your health and safety, such as falls, medications, oxygen level and more, to keep you safe at home.

How to Get a Free or Reduced Cost of a Medical Alert System
Original Medicare (Parts A and B) does not cover the cost of medical alert devices, but you may be able to get them for free or at a reduced cost through some programs, including Medicare Advantage and Medicaid. In addition, some medical alert systems qualify for reimbursement with Health Savings Accounts, Flexible Spending Accounts and Health Reimbursement Arrangements.

AARP Doesn’t Cover Life Alert
AARP members are not eligible for coverage or discounts on Life Alert, but some manufacturers offer AARP discounts and other ways to help you save on monthly monitoring fees. Philips Lifeline, for example, offers 15 percent off monthly monitoring fees to AARP members.

Medicaid Does Not Cover a Medical Alert System
Medicare and Medicaid both provide health insurance to senior citizens, but they are not designed to pay for a medical alert system. Instead, seniors can use their Medicare benefits to cover hospital expenses, doctor’s visits, lab tests and other medical costs. Personal medical alarms
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