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Remember, there are different levels of home warranties, which means a homeowner needs to consider what type and level of coverage they want and need before moving forward with the purchase. Home warranties do not cover any damage that is caused by fire, disasters, water, or other things that are usually covered by a person’s homeowner’s insurance. If a fire occurs in the kitchen, the warranty that is purchased is not going to cover the damages that result from this. Usually, home warranties that provide coverage for a replacement along with service are going to be more costly than a simple repair contract.
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