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Why Is Michigan Auto Insurance So High?
Why is Michigan auto insurance so high? Well, Michigan has some pretty unique drivers. We have a high rate of car fatalities and traffic accidents in Michigan, which is one of the reasons why Michigan auto insurance is so high. The state of Michigan also has some pretty crazy drivers, who break every traffic law to the dot. This causes some pretty crazy drivers to get high rates from Michigan auto insurance companies.
Why is Michigan auto insurance so high? Because these drivers break traffic laws every single day and drive recklessly. And if you're in their section of the law, they break even more traffic laws on a daily basis. They're considered extremely dangerous drivers by the auto insurance companies.
There are many other factors that contribute to why rates are high in the state of Michigan. One contributing factor is the fact that Michigan is very rainy most of the year. It doesn't rain very much, but when it does it's usually at a miserable hour. This creates a very unsafe driving environment for everyone. The problem becomes magnified when the roads are slick with ice, making visibility difficult.
Drivers who drive long distances without insurance also create problems in Michigan. Those who do spend some time driving around the state of Michigan without auto insurance are in for some extreme shocks when they receive their next bill. Some bills can be astronomical. Why is Michigan auto insurance so high? Well, the reason is because those drivers who don't carry adequate coverage are more likely to file a claim, which will drive up insurance costs for all of us.
The lack of cooperation between insurance companies and certain driver groups has also led to why is Michigan auto insurance so high. These groups, such as auto insurance consumers' organizations, do not provide the discounts that they should. They are often too busy taking care of their own issues to deal properly with those of us who need low rates. The result is that the "demand" for such discounts is not fulfilled, which leads to high rates.
How can we deal with this problem? First, let's look at why some people don't have adequate coverage. In many cases, they've made the decision to drive without insurance. That's a pretty risky thing to do. However, even if they have driven without auto insurance for a few months, it doesn't mean that they won't ever become involved in an accident.
That's the only way to determine why is Michigan auto insurance so high. After all, if someone is driving without insurance for a couple of months, chances are, they'll get into a wreck sooner or later. Then, when they file claims, their rates skyrocket, as they become the most expensive drivers in their town.
The answer to the question of why is Michigan auto insurance so high is that many insurance companies simply take advantage of Michigan drivers. Since rates are high, Michigan drivers pay through the nose for auto insurance. If you can, you'd better get your rates lowered. That's the only way you'll be able to drive down your bills and get to where you want to be - in the shade! - on more than one car.
The next question that follows why is Michigan auto insurance so high is why isn't anyone telling people to lower their rates? There's an answer to that as well. Because many insurance companies make their money this way, they're not likely to share their profits with the public. They want to keep their rates high. In fact, a new study reveals that they may even charge higher rates to teens and college students because they don't have a history of driving accidents and thus, "more likely to get in an accident."
What's the solution? Get insurance quotes from various companies before choosing the right policy. The most important thing you can do is learn about Michigan insurance laws, because that'll allow you to get the best rate. If you are a student, get a quote for car insurance ; if you've had a DUI, you'll need a different policy.
Why is Michigan auto insurance so high? Everyone, no matter who they are, can afford insurance. If you drive a vehicle that's considered "high risk" by Michigan insurance companies, your rates will be higher than a driver who doesn't belong to that class. That's just the way it is in Michigan. We're just like the rest of the country - we need to pay a little more in order to get a good deal on car insurance. However, that should never stop you from buying coverage.
Read More: https://www.linkedin.com/pulse/how-lower-your-edina-minnesota-car-insurance-cost-katherine-taylor/