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13 Things You Should Know About Car Accidents Lawyer That You Might Not Have Known
Car Accidents Lawyers Near Me

Car accidents are one of the main causes of injury and death in the United States. They can be devastating for the families of victims, both physically and emotionally.

When someone else's negligence results in a car crash the victim might be in a position to file a lawsuit and recover compensation. car accident lawyer philadelphia is complex and requires an attorney to look into the scene of the accident and collect evidence, and bargain with insurance companies.

Insurance Coverage

It is essential to know your rights to compensation if you've been injured or sustained property damage from an accident. One of the first sources of financial recovery is insurance. Insurance policies can cover medical expenses as well as repairs or replacements for damaged vehicles and lost income during the process of recovery. Your insurance provider will cover the policy limits.

If your injuries are serious or require a lot of ongoing medical care your insurance coverage may not be sufficient to cover the costs. In these cases, a lawsuit might offer the opportunity to recover larger amounts of money for the losses you have suffered.

Employing a seasoned New York City auto accident attorney is the best option to get the financial compensation that you are entitled to following an accident. Our team at The Law Offices of Benjamin Disraeli will fight to defend your rights and maximize your compensation regardless of the type of insurance you have.

You may also sue to recover damages for the pain and suffering that is not covered by insurance. These kinds of damages can be real and you are entitled to be compensated for the pain, loss, and emotional trauma.


Most people don't know however, insurance companies are bound by the legal "duty to defend." This is a clause in your liability policy, which means the insurance company will provide you with a lawyer in the event you are sued over the consequences of an automobile accident. This is a good thing since it means that you won't need to pay for your own legal defense.

This is especially helpful when there are hit and run accidents, where the other driver may not have insurance. In these circumstances your Personal Injury Protection (PIP) or uninsured motorists (UM) coverage can take over and cover the cost of medical bills and other losses until the at-fault driver's policy reimburses you.

You must notify your insurance provider within a predetermined period of time following an accident. This time period can be as short as 5 or 10 days, based on the language of your policy. If you do not, the insurer could cancel the policy and refuse to cover you or provide an attorney in the event that you are sued.

Statute of Limitations

The statute of limitations is a law that specifies how long you have to bring a lawsuit against a company or a person following a specific event. The statute of limitation can determine the length and amount of time it takes to file your personal injury or wrongful death lawsuit.

In New York, the statutes of limitations typically run three years after the date of the accident, although there are exceptions. It could be extended in the case of wrongful death, which is why it's crucial to get in touch with a lawyer who handles car accidents near me as soon as possible to ensure that deadlines are fulfilled and your rights are secured.

If you don't meet the statute of limitations, your claim is almost certain to be rejected and time-barred. Your chances of winning are nearly zero, unless you have an exception.

This is because the court will almost always refuse to take your case on the basis on the law that states that you have to file your personal injury lawsuit within three years of the date of your underlying accident. The same applies to any lawsuit arising out of a car accident regardless of whether it's to claim injuries to yourself or a loved one, or for the repair or replacement of your vehicle or other property damaged by the collision.

Another notable exception to the statute of limitations is when you're in the midst of a minor at the time of your accident. Particularly, in the context of "tolling," which is an legal term that implies courts treat minors as the case would be if they were an adult at the time of their injury, the statute of limitations is paused until the person reaches the age of 18 in order to file a claim.

This can be a huge issue if you're attempting to seek a personal injury claim against an insurance company. Because the insurance adjuster is aware that you're not able to sue outside of the statute of limitations It will be a struggle to negotiate a fair settlement on your behalf. This can result in you spending time and resources, as well as money, on the case that might not have been needed in the first place.

Comparative Fault

In the event of a car accident, it is important to determine who was at fault. A lawyer for car accidents can assist you in determining who is responsible and whom you should sue.

Most states have a system of comparative negligence, which means each party can be compensated dependent on the extent of their involvement in the incident. This can be a good option for drivers, since it helps them collect damages for injuries and losses.

There are some problems with the system. This is the reason why you should hire an experienced car accident lawyer to advocate on your behalf to obtain an amount of money for the damages. They can assist you to obtain the most favorable settlement from the driver at fault.

You'll be accountable for medical bills as well as other expenses in the event that the driver at fault does not have insurance. This can quickly increase especially if your injuries are serious.

There are a few states that have a pure comparative-fault system. This allows all parties in the collision to receive damages, even if they were 100 percent at fault. Thirteen states including California, Florida and other states, use this type of system.

But the downside is that you'll only be in a position to recover a tiny amount of damages. This is because the courts determine the proportion of blame each party to the accident has.

If you are found to be 80 percent at fault in an accident, you can only recover 40% of your monetary damages. This can be a significant issue if you suffered severe injuries or were unable to work for a significant amount of time at work as a result of the crash.

Luckily, there are other types of system of comparative negligence that allow all drivers to claim their losses even if they were partly at the fault. There are three types of comparative negligence: contributory negligence; pure comparative blame and modified comparative liability.

Hire an attorney

If you've been injured in a car accident there are a variety of reasons why you should hire an attorney. An attorney can help you file claims with your own insurance company and negotiate with the insurance company of the other driver on your behalf, and pursue a personal injury suit against the other driver.

Based on the severity of your injuries it is possible to seek compensation to cover the pain and suffering. It is also possible to get compensation for expenses for medical bills, lost wages or other damages. A professional lawyer knows how much to ask for to ensure that you don't settle for less than you deserve.

A lawyer who handles car accidents can negotiate with insurance companies and help you find fair compensation. If the insurance company denies your claim or offers a settlement that doesn't fully cover your damages your lawyer can appeal to the court and argue for what you're entitled to.

An experienced attorney can assist you in determining which laws apply to your particular situation, and how local courts interpret the laws. This knowledge will help you reduce time spent in the process of research and paperwork, while you focus on recovering from injuries.

They can also assist you to calculate damages such as medical costs loss of income, diminished earning capacity. This will enable you to obtain the money you need to cover the costs of your injuries and repair your injuries.

If your injuries are severe you could require the largest amount of money to pay for doctor's appointments, surgery, physical therapies, and prescription drugs. These damages can also help you cope with the long-term effects of your injuries, such as chronic pain and mental suffering.

A lawyer will work to show that the other driver was responsible for your injuries and financial losses. This can be a challenge, as many factors go into determining who is at fault.

You should speak with a lawyer as soon as you can after the crash. This gives them a chance to investigate your case, gather evidence and manage negotiations with the other party's insurance company on your behalf.

The top car accident lawyers near me will have a proven track record of fighting for the rights of injured victims. They will be able to secure massive settlements and verdicts in face of insurance companies' efforts to reduce the value of your claim.

Homepage: https://www.accidentinjurylawyers.claims/car-accident-attorneys-near-me/