Notes

Why Regulate Bundled TRAVEL COVER?
Do website have the necessary travel insurance that will safe guard both you and your family members if the unthinkable happens? Before you categorically answer yes, is it one that has been FSA approved not one that has simply been tacked on your package holiday offering limited superficial perks?

Most assume travel insurance would be to cover you against lack of your sunglasses and at the worst theft; realistically speaking they're the least of your worries which explains why so many choose to never to take insurance out as they rationalize, 'hey I'll just buy new ones'! A more realistic approach has to be taken when it comes to your travel insurance, such an essential item should cover you over the board, from accidental damage to accidental breakage of your respective body parts! All it requires is really a slip, fall and before you know it you're being 'siren-screeched' down to the nearest hospital beneath the assumption that every country has a blessed NHS-style health policy to cover the expenses.

On arrival at a healthcare facility in agonizing pain the final thing you'll be expecting is some pushy nurse thrusting a clip-board with reams of paper attached, each requesting a signature proving you have the money to pay for treatment before they take you to see the doctors to fix your ankle which is now the size of a balloon! Surely this is simply not how you anticipated your holiday going, closing your eyes you have a flashback of the vacation salesperson explaining the numerous benefits of travel cover, how most standalone providers will provide you with a massive �1million pounds of health cover when in Europe and �2 million for all of those other world. You recall her mentioning something about theft and loss also it was at that time hat you switched off, tuning her out as she told you how beneficial the funds will be in the event of an emergency.

It was only when she shifted to discussing the cheaper bolt-on option which could be mounted on your package holiday that your ears pricked up. It seems once a pricey standalone product is offered people turn off, you offer them a cheaper alternative and they're all ears again! Not paying any focus on the differences and only hearing the similarities, just like the cover of a lost wallet or perhaps a broken pair of sunglasses. Rather than watching the covers shortcomings and failings you signed on the dotted line, proud of yourself when planning on taking out travel insurance at all! No more patting yourself on the back your brain is racing when you are forced to reflect on your options, you don't want to compromise on your health by obtaining the cheapest kind of product on offer, that will usually mean leaving a healthcare facility again, your foot now the size of a football and planing a trip to the free clinic that includes a full day's waiting time whatever the severity of one's symptoms!

Unfortunately this has been the truth for an impressive "10 million Britons who traveled abroad last year", who were mistakenly thought that they had sufficient travel insurance only to realise that the cover they had applied for alongside their flights and accommodation didn't adequately cover them for "medical expenses" which can cost tens of thousands for a simple broken bone or more to hundreds of thousands if you require immediate complex surgery. Don't forget the pricey administrative costs which are associated with hospital treatment and yes you do have to pay for the ambulance ride to the hospital as well!

The tour operators supposedly offering this 'cheaper' alternative on closer inspection have already been cited by customers to be over priced, for the cover they are offering in comparison to their supposedly expensive standalone is significantly inferior. Realizing that "about a third of travel insurance sold" in the united kingdom "is bundled in with vacation packages usually by flight companies and tour operators" causes concern for the average person insurance companies because they are taking advantage of a huge section of the market which invariably casts a shadow over all travel insurance providers no matter their credibility and reliability.

Onome is an writer of several articles pertaining to Travel Insurance. She actually is known for her expertise on the subject and on other Business and Finance related articles.
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