Notes

Affordable Dental Programs vs Traditional Insurance Plans
Dental insurance at one point was the only available option. That was until the birth of Consumer Driven Healthcare and quite simply Discounted Dental Programs. Dental insurance includes its drawbacks though of high monthly premiums, 6 to 12 month wait periods for major work only covering preventative care during this time period.

Discounted Dental Plans were made to offer great savings minus the hassel's of insurance, offering members significant INSTANT savings with a low monthly membership fee.

So what is most beneficial for the needs of one's family? Let's compare both and see how they differ to see if a Dental Insurance or perhaps a Discounted Dental Program would be best to your requirements.

Characteristics of Traditional Dental Insurance Include:

Limitations, deductibles and annual maximums

Waiting periods for major dental procedures

Tedious and time-consuming written claims process

Limitations/exclusions on pre-existing conditions

Certain dental specialties, such as cosmetic dentistry, are rarely covered

Consumers pay expensive monthly premiums for defined coverage

Typically inaccessible to individuals and families unless supplied by their employer

Characteristics of Discount Dental Plans Include:

No annual limits, members enjoy discounts of all dental services throughout the year

Instant Savings

No paperwork hassles, plan membership card is presented for discounts on most dental services

No health restrictions

Plans include discounts on dental specialties, including cosmetic dentistry and orthodontics

Pay affordable membership fees for access to a network of providers offering discounts on most dental procedures

Available directly to individuals, families, businesses and groups

Discount Dental Plans are a great alternative to your traditional insurance offering instant savings without the normal wait period. Once you review the difference and you also begin to educate yourself you will discover that getting access to a Discounted Dental Program can save you hundreds of dollars a year.

When reviewing the price of Traditional Dental Insurance for a person + Family the monthly premium averaged from $94.00 to $108.00 per month having an annual maximum of $1,000.00 with a $50.00 deductible vs. your average monthly cost of a Discount Dental Plan at $20.00 for an entire household so you can start to see the immediate savings there.

Discounted Dental Programs have helped a large number of people save money on their Dental needs and normally include discount services for Vision, Prescription and Chiropractic care at no extra cost in their membership.

So what will continue to work best for read more ? Do you want to continue to pay the high cost of monthly premiums, wait periods, exclusions and endless time filling out forms or do you want to educate yourself on Discounted Dental Care and take the simple road with lower monthly costs, instant savings, no exclusions and no paperwork?

Susan Goodknight
Here's my website: https://afaids.org/mathematics-questions-and-answers-for-kids/