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Mental Health Medication and Health Insurance - ARE YOU CURRENTLY Covered?
Insurance companies are now mandated by many states to provide mental health coverage to their customers. However, having to provide this coverage doesn't guarantee that customers won't face rate hikes, stigmas, and other issues because they have mental healthcare services on the record. Insurance companies can see this history and often utilize it to label people as an increased risk to their insurance provider because they have a health background that is significant. With regards to mental health, it looks like the risk is increased ten-fold, that is difficult for many individuals to handle.

While you are being treated for depression along with other mental health issues, a standard medication that is used is Prozac. However, this is one medication that may or may not be covered depending on your insurance company. If you do get prescription coverage for Prozac, it will likely be with strict regulation or some type of stigma that follows you for the others of your insured life. Many therapists and psychiatrists will no longer accept patients that cannot pay cash, even on a sliding scale, because they don't want to ruin their reputation with regards to their health insurance coverage.

Mental health has become a lot more widely accepted as a medical issue that needs serious attention. However, the insurance companies aren't so evolved that they can just give away these medications to anyone without thinking twice. Between your stigma of mental disorders and the increased risk they present and the abuse of many anti-psychotic medications like Prozac, it is hard for insurance companies to justify taking such a risk to help out their patients. Whenever you are applying for health insurance or even in the event that you already have coverage, it is advisable to get a good consider the mental health coverage, including prescription coverage, that's provided to you together with your policy.

Prozac and medical health insurance are similar to oil and water in many instances. However, some people tend to be more readily able to discover the insurance that can provide them with the coverage that they need. If the solution is paying higher premiums or paying out of pocket, you should explore your options for getting the mental coverage of health and prescription services you need to find a very good possible solution. For anyone who is already on Prozac in fact it is affecting your medical health insurance rates or coverage, you should shop around for a new policy.

If you want assistance in locating particular coverages at a pre-determined price, we are able to help you save around 50% on your medical health insurance.

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