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For those of us who are mathematically challenged monitoring our spending, saving and budgeting can be a bit of a nightmare. A spreadsheet used to be the answer back the dark ages; before online tools and better still the advent of the smartphone. Today however, for all those of us that are either a little inept with our addition and subtraction there are always a whole host of money management apps available to help us keep an eye on our finances. The beauty of these apps is that most are free and will help you to effectively budget (the simplest way to cut costs) with minimum effort on your part.
Probably among the leading apps is Mint; it's produced by a global leader in the personal and business accounting world and the functionality of the app is therefore no surprise. The app doesn't permit you to move money around or make payments nonetheless it does enable you to track all your accounts. Once you have input all the username and passwords into the app it gives you a brilliant summary of how much (or little) can be acquired and what bills are due. Mint organises your outgoings into simple groupings to be able to see where money is going - crucial to identifying regions of overspend and potential savings. It will also very helpfully recommend bank, investment and credit card deals which could offer savings - saving you time along with money.
The issue with smart phones is often data usage. Real time management of your data allowance emerges by DataMan. This app could be a real saver if you regularly review your allowance leading to higher rate costs for mobile data. While your provider will most likely let you know you've reached your limit they often times do so following the fact, which isn't at all helpful. The DataMan app alerts you instantly and can save a lot of money or worse still a data black out! DataMan isn' personal finance management apps , sadly, but at ?1.49 it's almost certainly worth the investment.
Read More: https://www.moneypatrol.com/best-personal-budgeting-finance-app/
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