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For those of us who are mathematically challenged keeping track of our spending, saving and budgeting can be a tiny nightmare. A spreadsheet used to be the answer back the dark ages; before online tools and better still the advent of the smartphone. Today however, for those of us that are the little inept with our addition and subtraction there are a whole host of money management apps open to help us keep an eye on our finances. The wonder of these apps is that most are free and will enable you to effectively budget (the easiest way to spend less) with minimum effort on your part.
Probably one of the leading apps is Mint; it's made by a worldwide leader in the non-public and business accounting world and the functionality of the app is therefore no surprise. The app doesn't permit you to move money around or make payments nonetheless it does enable you to track your entire accounts. Once you have input all the account information into the app it offers you a brilliant summary of just how much (or little) is available and what bills are due. Mint organises your outgoings into simple groupings to enable you to see where money is certainly going - essential to identifying areas of overspend and potential savings. It will very helpfully recommend bank, investment and credit card deals that could offer savings - saving you time and money.
The issue with smart phones is often data usage. Real time management of your data allowance is offered by DataMan. This app is actually a real saver if you regularly go over your allowance leading to higher rate costs for mobile data. While your provider will most likely let you know you've reached your limit they often do so following the fact, which isn't at all helpful. The DataMan app alerts you in real time and can save a lot of money or worse still a data black out! DataMan isn't free, sadly, but at ? free money management apps 's almost certainly worth the investment.
Homepage: https://www.moneypatrol.com
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