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For those folks that are mathematically challenged monitoring our spending, saving and budgeting can be a bit of a nightmare. A spreadsheet used to be the answer back in the dark ages; before online tools and better still the advent of the smartphone. Today however, for all those of us that are either a little inept with this addition and subtraction there are always a whole host of money management apps open to help us keep an eye on our finances. The beauty of the apps is that most are free and may help you to effectively budget (the simplest way to spend less) with minimum effort on your own part.
Probably among the leading apps is Mint; it's made by a worldwide leader in the personal and business accounting world and the functionality of the app is therefore no surprise. The app doesn't let you move money around or make payments but it does permit you to track all your accounts. Once you have input all the username and passwords into the app it offers you a brilliant summary of just how much (or little) can be acquired and what bills are due. Mint organises your outgoings into simple groupings so that you can see where money is certainly going - imperative to identifying regions of overspend and potential savings. It will very helpfully recommend bank, investment and charge card deals that could offer savings - saving you time together with money.
The problem with smart phones is often data usage. Real time management of your data allowance emerges by DataMan. This app could be a real saver in the event that you regularly review your allowance resulting in higher rate costs for mobile data. While your provider will often let you know you've reached your limit they often times do so after the fact, which isn't at all helpful. free money management apps alerts you in real time and can save you a lot of money or worse still a data black out! DataMan isn't free, sadly, but at ?1.49 it's probably worth the investment.
Homepage: https://www.moneypatrol.com
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