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For those folks that are mathematically challenged keeping track of our spending, saving and budgeting could be a tiny nightmare. A spreadsheet used to be the answer back the dark ages; before online tools and better still the advent of the smart phone. Today however, for all those of us that are the little inept with our addition and subtraction there are always a whole host of money management apps open to help us keep an eye on our finances. The beauty of these apps is that a lot of are free and will allow you to effectively budget (the ultimate way to cut costs) with minimum effort on your part.
Probably one of the leading apps is Mint; it's made by a global leader in the non-public and business accounting world and the functionality of the app is therefore no real surprise. The app doesn't allow you to move money around or make payments nonetheless it does enable you to track your entire accounts. Once you've input all the username and passwords into the app it gives you a brilliant summary of just how much (or little) can be acquired and what bills are due. Mint organises your outgoings into simple groupings so that you can see where money is going - imperative to identifying regions of overspend and potential savings. app to keep track of bills will very helpfully recommend bank, investment and charge card deals that could offer savings - helping you save time as well as money.
The problem with smart phones is frequently data usage. Real-time management of your data allowance emerges by DataMan. This app is actually a real saver if you regularly review your allowance resulting in higher rate costs for mobile data. While your provider will most likely let you know you've reached your limit they often times do so following the fact, which isn't at all helpful. The DataMan app alerts you instantly and can save a fortune or worse still a data black out! DataMan is not free, sadly, but at ?1.49 it's probably worth the investment.
My Website: https://www.moneypatrol.com/features/
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