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pros -
builds credit
allows you to afford good education
can be used for things other than school, room, board, and tuition
okay school v. dream school
cons -
expensive after college
start life w/ debt
putting off other expenses for loan payments
hard to get rid of w/o stable income
can tank credit score if not paid properly
claims
- Student loans are a double-edged sword...
counterclaims
- Argues for either side specifically, ex:
- Student loans are inherently bad...
- Student loans are necessary and good to start your life...
Rough Thesis Statement:
In some cases, the financial deprivation caused following college by taking student loans far surpasses the benefit of the education, but the reverse is often true as well. Despite varying opinions from student loan participants, evidence supports that student loans are equally good and bad, depending on the circumstance(s). Certain variables, particularly what you plan to study and practice following college, as well as your prior financial status and overall money management skills can play massive roles as to whether or not student loans are worth it.
Sources:
https://blog.massmutual.com/post/college-student-debt-worth
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