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Ngân hàng 1 giữ lại để đảm bảo tính thanh khoản theo tỉ lệ bắt buộc và cho vay tối đa số tiền được phép cho vay.
Ngân hàng phải trả cho khách hàng lãi là 10%/năm.
Lãi suất cho vay của ngân hàng là 15%/năm.
Hỏi ngân hàng đảm bảo tính thanh khoản trong trường hợp này thì ngân hàng có phải chịu một khoản phí nào không?
Vì sao?
Nếu có thì chịu bao nhiêu?
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