Notes

EMI------NEW


Hi Gautam,

Thank you for writing in.

We understand your concern that you want to know about the EMI mode of payment.

We would like to tell you that the with Flipkart's Credit Card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:

-HDFC
-Citi
-ICICI
-Kotak
-Axis
-IndusInd
-SBI
-Standard Chartered
-HSBC

*18 & 24 months EMI options are available from select banks only.

There is NO processing fee charged for availing Flipkart's EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Flipkart.

You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

Also, when you place an order using the EMI mode of payment, the entire order value is blocked from the credit limit available on your credit card. The amount is charged on a monthly basis based on the bill generated by your bank. As each installment is paid, the corresponding amount gets unblocked from your credit limit and is made available for your use.

we would also like to tell you that there is Debit Card EMI/Pre-approved EMI option that is being offered by HDFC/AXIS/SBI banks only.

Important points:

-Debit Card EMI/Pre approved EMI is offered by HDFC/AXIS/SBI banks
Interest rate and tenure differs from bank to bank
-You can buy only one product at a time, however number of units for a single product may vary based on banks
-There are no processing fee or additional charges
-You do not need to pay any down payment amount to avail this offer
-EMI plans cannot be changed once an order is placed
-The minimum transaction amount to avail this offer differs from bank to bank
-The maximum transaction amount to avail this offer will vary for each user depending on credit availability

You can also avail 'No Cost EMI with Down Payment' on purchases made using their credit cards. This option is offered by certain banks on select products.

Important Points:

-Minimum transaction amount to avail the EMI option is Rs. 3000
-Offered only by the below banks:

-Axis Bank
-ICICI Bank
-HDFC Bank
-CITI Bank
-SBI Bank

-Not available on Bajaj, Debit Card EMI Banks and other Credit Card EMI banks
-The maximum transaction amount is based on the credit card limit
-EMI tenure differs from bank to bank and it will be mentioned on the eligible product page
-No Cost EMI with down payment is available on selected sellers and products and it will be mentioned on the eligible product page

Please feel free to write back to us for further assistance.

Hope this helps.