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Hi Vishakh,
Thanks for writing in.
We understand your concern that you want to know about the EMI process how it works for the product 'Lenovo 320 laptop'.
We'd like to let you know that you should select your preferred EMI option at the time of payment.
Final EMI is calculated on the total value of your order at the time of payment and the minimum order value to avail the EMI payment option is Rs 3,000.
Moreover, the Bank charges annual interest rates according to the reducing monthly balance. In the monthly reducing cycle, the principal is reduced with every EMI and the interest is calculated on the outstanding balance.
While you will not be charged a processing fee for availing Flipkart's EMI option, the interest charged by the bank shall not be refunded by Flipkart.
For more details you can search for EMI here :https://www.flipkart.com/helpcentre
or
You can see all plans on product page which you want to buy.
Hope this helps.
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