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Mobile payments: Alipay
- Most people uses mobile payment rather than cash or credit card payments in China
- 520million registered users
- 100million active users
- Users can pay for things either by scanning a merchant's QR code or having merchant scan theirs. People can transfer money by tapping on an icon in Wechat or Alipay
Technological advances in Singapore
Mobile payments: DBS PayLah!
-Through scanning QR codes, people can shop, dine and ride cash-free
-However, there are common drawbacks of cashless payments in the Singapore context
---Eg. a Japanese food stall owner, Richard Chee, sees only 20 per cent of customers opting for cashless payment and he personally prefers cash transactions as some e-payment systems incur fees, while others do not credit the accounts of the stallholders instantly.
-This shows that Singapore still hasn't achieved nation cohesiveness in this technological aspect
-Many think that by slowly integrating cashless payments in Singaporeans' daily lives, it would be a great step towards a cashless society
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