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5 Reasons ROOFING CONTRACTOR Is A Waste Of Time
There is not any such thing as being over protective with regards to your home as well as your finances. There are several roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That's why it is important to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation in order that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Search for coverage that doesn't exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a new roofing company to focus on your roof. A couple of months later you notice a leak. You try to contact the company, but can't find their information. You try to look them up by their business license and you also find that there was never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don't have a license, it may be a sign that they don't know what they are doing. The company could easily disappear or walk out business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to set up a pitched roof. A set roof installation only requires a general roofing license.

An over-all contractor is legally in a position to install a roof without a roofing license if they have a general contractor license. However, there were lots of cases of contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners and also home owners. It is ideal for a general contractor to have a roofing license in addition to their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to repair your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. roofers near me However, a few weeks later, the contractor's supplier contacts you requesting a payment for the materials installed on your own roof. You discover that your contractor didn't pay his supplier and that you will be now responsible for that payment. It has happened and can eventually you.

Solution: Be sure you request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you aren't responsible to cover them. It is ultimately in place to safeguard the house or building owner from paying twice. In the event that you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.
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